Question 1

Why does insurance.subimpact.net not show premiums?

Accepted Answer

Malaysian insurers quote-gate premiums: the price depends on your age, health, smoker status and claims history, so no single premium exists for a product. Publishing invented numbers would be worse than useless. We compare documented benefits only, and link you to the insurer for an official quote.

Question 2

What does "verified" mean on insurance.subimpact.net?

Accepted Answer

Every product tier carries a verification date and a source URL — the insurer's official Product Disclosure Sheet (PDS) or product page. Data was last verified 2026-08-24. Fields the source does not state are marked "not disclosed"; fields that do not apply are marked "n/a".

Question 3

Is insurance.subimpact.net affiliated with any insurer?

Accepted Answer

No. The site is independent, accepts no payment for placement, and publishes a public conflicts register. See /conflicts/ for the full independence policy.

Question 4

What is the MHIT plan?

Accepted Answer

Bank Negara Malaysia is introducing a standardised base Medical and Health Insurance/Takaful (MHIT) plan — pilot in H2 2026, full rollout targeted early 2027 — with tiered co-payments by hospital network and coverage up to age 85. We track how medical card products change as this reform lands.

MY://INSURANCE — VERIFIED PRODUCT DATA

● WHY NO PREMIUMS?

● BROWSE BY FACT

● INSURERS TRACKED

● PRODUCTS