MY://INSURANCE
AS-OF 2026-08-26 VERIFIED
insurance.subimpact.net

MEDICAL CARD / MCIS

GOLDEN SENIORCARE

MCIS Insurance Berhad · Standalone medical card · 1 tiers · verified 24 Aug 2026

Base Plan —
LIFETIME
—
ROOM & BOARD
—
DEDUCTIBLE
—
CO-INS.
—
CO-PAY
—
ICU
—
DAY SURG.
—
RENEWABLE
—
ENTRY AGE
not disclosed+

● WAITING PERIODS

  • General: —
  • Specified (120-day): —
  • Pre-existing: —

● SOURCE

  • Verified: 24 Aug 2026
  • Source: official PDS / product page
  • life-src/mcis-goldenseniorcare-pds.txt + life-src/mcis-goldenseniorcare.html: non-participating whole life for seniors; death benefit (PY1 non-accidental = premium paid); accidental death 400% BSA; maturity 100% BSA; no medical underwriting; premium guaranteed; suicide exclusion 13 months; 15-day free look

Premiums are quote-gated in Malaysia. Get an official quote from MCIS — we never publish invented premiums.

[!] THIS IS NOT FINANCIAL ADVICE. BENEFITS CHANGE — ALWAYS CONFIRM ON THE INSURER'S OFFICIAL SITE.