TERMS OF USE
● RESEARCH & COMPARISON ONLY
insurance.subimpact.net publishes verified product data for research and comparison. It is not financial advice. We do not recommend specific products for your situation. Consult a licensed financial adviser before purchasing any insurance product.
● PREMIUMS ARE QUOTE-GATED
We do not publish premiums. Malaysian insurers quote premiums based on age, health, smoker status and claims history. Any premium you see elsewhere for a specific person is an estimate. Get an official quote from the insurer.
● DATA & LICENSING
The dataset we publish (CSV/JSON) contains facts extracted from public documents. Facts are not copyrightable. We do not reproduce PDS documents or verbatim tables. If you reuse our dataset, credit insurance.subimpact.net and link to the source URLs. Product names and PDS documents remain the property of their respective insurers.
● ACCURACY & CORRECTIONS
We verify every row against official sources and date every verification. Errors can still happen — see /corrections/ for how we handle them. Benefits change; always confirm on the insurer's official site.