MEDICAL CARD / Zurich
ZURICH INFINITECARE SHIELD
Zurich Life Insurance Malaysia Berhad · Medical rider on investment-linked policy · 2 tiers · verified 24 Aug 2026
Plan 300 RM 1,800,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 300
- DEDUCTIBLE
- —
- CO-INS.
- n/a%
- CO-PAY
- Deductible options: RM0/250/5,000/50,000/100,000 per rider year; waived for admission to Malaysian Government/Semi-Government Hospital
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- —
- ENTRY AGE
- 0–70
Plan 500 RM 3,000,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 500
- DEDUCTIBLE
- —
- CO-INS.
- n/a%
- CO-PAY
- Deductible options: RM250/5,000/10,000/50,000/100,000 per rider year; waived for admission to Malaysian Government/Semi-Government Hospital
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- —
- ENTRY AGE
- 0–70
● WAITING PERIODS
- General: 30 days
- Specified (120-day): 120 days
- Pre-existing: n/a
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- Official brochure PDF (downloaded 2026-08-25) + product page https://www.zurich.com.my/insurance-products/protection/for-my-health/zurich-infinite-care-shield: unit-deducting rider on selected regular premium ILPs; annual limits RM1.8m (Plan 300)/RM3.0m (Plan 500), no lifetime limit; deductible options per rider year Plan 300: RM0/250/5,000/50,000/100,000, Plan 500: RM250/5,000/10,000/50,000/100,000 (waived for govt hospital admission); waiting 30 days general, 90 days infectious disease, 120 days specified illness; entry 14 days-70 attained age, coverage to age 100, rider term follows basic policy subject to account value; cashless hospitalisation assistance
Premiums are quote-gated in Malaysia. Get an official quote from Zurich — we never publish invented premiums.