GENCREATOR

● WAITING PERIODS

• General: —
• Specified (120-day): —
• Pre-existing: —

● SOURCE

• Verified: 24 Aug 2026
• Source: official PDS / product page
• Generali MY Savings & Life Protection index + product page + PDS (SI PDS GenCreator V2.7 16/07/2026). Regular premium ILP; Death/TPD (TPD before age 70) = higher of Basic Sum Insured less withdrawals within past 12 months or Account Value; Maturity Benefit at age 100 = higher of BSI less withdrawals or AV; Guaranteed Auto Renewal to age 100 without evidence of insurability (subject to sufficient account value to deduct charges); Loyalty Bonus 0.5% of avg monthly AV every 2 policy years from 6th anniversary; Loyalty Booster 20% of avg monthly AV over last 10 years at 20th anniversary (max 20% of BSI); entry age 15 days old - 70 years old (index page); min sum insured RM350,000 (index page); illustration (healthy 30yo male, RM4,200/yr, 100% Select Opportunity Fund, PPT 5 yrs): Death/TPD RM500,000, 30-year cover; premium payment terms 5/10/15/20 yrs or to end of coverage term; surrender charge 20%/10%/nil (policy years 1/2/3+); insurance charges not guaranteed, revisable with 90 days notice; service charge RM6 monthly; exclusions: suicide within 12 months, war, hazardous sports, narcotics/alcohol; no CI rider disclosed on public pages; PDS under Generali Life Insurance Malaysia Berhad 200601003992 (723739-W)

Premiums are quote-gated in Malaysia. Get an official quote from Generali — we never publish invented premiums.