MEDICAL CARD / Zurich
ZURICH TERMLIFE
Zurich Life Insurance Malaysia Berhad · Standalone medical card · 1 tiers · verified 24 Aug 2026
| Tier | Annual limit | Lifetime | Room & board | Deductible | Co-ins. | Co-pay | ICU | Day surg. | Renewable | Entry age |
|---|---|---|---|---|---|---|---|---|---|---|
| Base Plan | — | — | — | — | — | — | — | — | — | — |
● WAITING PERIODS
- General: —
- Specified (120-day): —
- Pre-existing: —
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- pds-life/zurich-termlife-pds-en.txt (PDS dated 1 Jan 2026): 50-year term covering Death and TPD; illustration (healthy 30yo male non-smoker, RM5,215/yr): Death/TPD RM500,000; conversion option to any life policy covering death/TPD only for same or lower SA without evidence of insurability; riders: Accidental Death Benefit & RCC, Accident Indemnity & RCC, Improved Accident Indemnity & RCC, Personal Accident, ProLife 36 Super 2 Rider, Hospitalisation Benefit Rider, Hospital & Surgical Benefit, Special Payor Benefit, ProLife 36 Plus Rider, Waiver of Premium on Dread Disease; premium duration 50 years; premium guaranteed (standard risks); commission 28.5% of premium or RM8,917.65 over 6 years; grace 31 days; cooling-off 15 days; juvenile lien applies to Death/TPD before age 4; sum assured range not stated (illustration only)
Premiums are quote-gated in Malaysia. Get an official quote from Zurich — we never publish invented premiums.