MEDICAL CARD / Generali
GENWEALTH
Generali Insurance Malaysia Berhad · Standalone medical card · 1 tiers · verified 24 Aug 2026
GenWealth —
- LIFETIME
- —
- ROOM & BOARD
- —
- DEDUCTIBLE
- —
- CO-INS.
- —
- CO-PAY
- —
- ICU
- —
- DAY SURG.
- —
- RENEWABLE
- —
- ENTRY AGE
- 15 days old–70
● WAITING PERIODS
- General: —
- Specified (120-day): —
- Pre-existing: —
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- Generali product page + PDS (GenWealth_Eng_Website Version). Limited-pay regular premium ILP, term 15/20/30 yrs, PPT 2 or 4 yrs; No Lapse Guarantee (policy kept in force until maturity if premiums paid and no withdrawals); Death = aggregate of RM5,000 (BSI in illustration) + Account Value from 3rd policy year; Accidental Death/TPD benefit additional RM5,000 (illustration) subject to max RM2,000,000 per life; TPD cap RM4m per life (excess payable on death); guaranteed enrolment with NO medical underwriting (all new business subject to internal approval); Loyalty Bonus 0.38% of avg monthly AV every 2 policy years from 6th anniversary; Special Booster at every 10th policy anniversary; entry 15 days old - 70 years old; index page lists minimum PREMIUM of RM100,000 (not sum assured); PDS illustration Basic Sum Insured RM5,000 + Account Value; exclusions: suicide within 1 year, self-inflicted TPD, pre-existing injury for accidental death; grace 31 days; free-look 15 days
Premiums are quote-gated in Malaysia. Get an official quote from Generali — we never publish invented premiums.