MY://INSURANCE
AS-OF 2026-08-26 VERIFIED
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MEDICAL CARD / Generali

GENWEALTH

Generali Insurance Malaysia Berhad · Standalone medical card · 1 tiers · verified 24 Aug 2026

GenWealth —
LIFETIME
—
ROOM & BOARD
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DEDUCTIBLE
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CO-INS.
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CO-PAY
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ICU
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DAY SURG.
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RENEWABLE
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ENTRY AGE
15 days old–70

● WAITING PERIODS

  • General: —
  • Specified (120-day): —
  • Pre-existing: —

● SOURCE

  • Verified: 24 Aug 2026
  • Source: official PDS / product page
  • Generali product page + PDS (GenWealth_Eng_Website Version). Limited-pay regular premium ILP, term 15/20/30 yrs, PPT 2 or 4 yrs; No Lapse Guarantee (policy kept in force until maturity if premiums paid and no withdrawals); Death = aggregate of RM5,000 (BSI in illustration) + Account Value from 3rd policy year; Accidental Death/TPD benefit additional RM5,000 (illustration) subject to max RM2,000,000 per life; TPD cap RM4m per life (excess payable on death); guaranteed enrolment with NO medical underwriting (all new business subject to internal approval); Loyalty Bonus 0.38% of avg monthly AV every 2 policy years from 6th anniversary; Special Booster at every 10th policy anniversary; entry 15 days old - 70 years old; index page lists minimum PREMIUM of RM100,000 (not sum assured); PDS illustration Basic Sum Insured RM5,000 + Account Value; exclusions: suicide within 1 year, self-inflicted TPD, pre-existing injury for accidental death; grace 31 days; free-look 15 days

Premiums are quote-gated in Malaysia. Get an official quote from Generali — we never publish invented premiums.

[!] THIS IS NOT FINANCIAL ADVICE. BENEFITS CHANGE — ALWAYS CONFIRM ON THE INSURER'S OFFICIAL SITE.