MEDICAL CARD / Sun Life
SHIELD MEDI CARE MAX
Sun Life Malaysia Assurance Berhad · Medical rider on investment-linked policy · 2 tiers · verified 24 Aug 2026
Plan 200 RM 2,000,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 200
- DEDUCTIBLE
- —
- CO-INS.
- n/a%
- CO-PAY
- Deductible options RM500, RM10,000 or RM30,000 per policy year (RM30,000 option drops to RM500 after age 60; emergency accidental dental/outpatient, outpatient cancer & kidney dialysis, govt hospital care not subject to deductible); no coinsurance
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- not disclosed+
Plan 300 RM 3,000,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 300
- DEDUCTIBLE
- —
- CO-INS.
- n/a%
- CO-PAY
- Deductible options RM500, RM10,000 or RM30,000 per policy year (RM30,000 option drops to RM500 after age 60; emergency accidental dental/outpatient, outpatient cancer & kidney dialysis, govt hospital care not subject to deductible); no coinsurance
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- not disclosed+
● WAITING PERIODS
- General: 30 days
- Specified (120-day): 120 days
- Pre-existing: n/a
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- PDS sample (v1.8a, printed 22 Apr 2026, Sun Life Malaysia Assurance Berhad; sample config Plan 300) + official leaflet July 2026 Schedule of Benefits: Plan 200 RM2,000,000/R&B RM200, Plan 300 RM3,000,000/R&B RM300; overall lifetime limit No Lifetime Limit; deductible options RM500, RM10,000 or RM30,000 per policy year; pre-hosp 90 days, post-hosp 150 days; covers hospitalisation & surgical expenses until age 70; 'Renewal is guaranteed but the cost of insurance are not guaranteed'; coverage starts 30 days after benefit start date except accidents; specified illnesses first 120 days; unit-deducting rider attachable to Sun Shield Link ILP; agency channel. Leaflet: https://www.sunlifemalaysia.com/getmedia/faa0cbb6-939e-42f6-b993-461815ff3937/SLM-Shield-Medi-Care-Max-Leaflet_V2_220426_R1_.pdf
Premiums are quote-gated in Malaysia. Get an official quote from Sun Life — we never publish invented premiums.