| Tier | Annual limit | Lifetime | Room & board | Deductible | Co-ins. | Co-pay | ICU | Day surg. | Renewable | Entry age |
|---|---|---|---|---|---|---|---|---|---|---|
| A-LifeLink 2 | — | — | — | — | — | — | — | — | — | — |
● WAITING PERIODS
- General: —
- Specified (120-day): —
- Pre-existing: —
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- PDS text file read: pds/aia-a-lifelink2-pds.txt (PDS dated 12/22/2025, 58 pages). Regular premium ILP; illustration: RM500,000 SA, RM8,000.00/yr, duration 25 years; death benefit = SA + Anniversary Bonus (up to +20%) + Account Value; TPD to age 70; maturity at end of 25th policy year; Five Years Guaranteed Coverage; Automatic Extension of Coverage Term to age 100 (subject to sufficient Account Value); riders incl. CI riders (APBCS, APBECS, APCA, APECC, APMCC) and waiver rider A-Plus WaiverExtra (44 CI, TPD at age 70 and below); no tier matrix in PDS (single illustration).
Premiums are quote-gated in Malaysia. Get an official quote from AIA — we never publish invented premiums.