MY://INSURANCE [F1] HELP [D] DATA [I] INDEPENDENCE

AS-OF 2026-08-26 VERIFIED

PAMB 9TIER RM 150 R&B PRUBSN 16TIER RM 200 R&B AIAPUBLICTAKAFUL 14TIER RM 1,500,000 annual limit AIA 9TIER RM 1,500,000 annual limit ALLIANZ 14TIER RM 3,000,000 annual limit AMMETLIFETAKAFUL 8TIER RM 100,000 annual limit ETIQAFAMILY 16TIER RM 60,000 annual limit ETIQALIFE 16TIER RM 50,000 annual limit SUNLIFE 9TIER RM 2,000,000 annual limit FWDTAKAFUL 14TIER RM 50,000 annual limit GETAKAFUL 13TIER RM 1,500,000 annual limit GENERALI 18TIER RM 110,000 annual limit AMMETLIFE 7TIER RM 100,000 annual limit FWD 12TIER — GELIFE 10TIER — ZURICH 18TIER RM 50,000 annual limit HLA 7TIER RM 2,500,000 annual limit MANULIFE 11TIER RM 3,000,000 annual limit MCIS 32TIER RM 150,000 annual limit TOKIOMARINE 31TIER RM 80 R&B SUNLIFETAKAFUL 26TIER RM 300,000 annual limit ZURICHTAKAFUL 10TIER RM 500,000 annual limit TAKAFULIKHLAS 11TIER RM 250,000 annual limit TMKL 6TIER RM 550,000 annual limit PAMB 9TIER RM 150 R&B PRUBSN 16TIER RM 200 R&B AIAPUBLICTAKAFUL 14TIER RM 1,500,000 annual limit AIA 9TIER RM 1,500,000 annual limit ALLIANZ 14TIER RM 3,000,000 annual limit AMMETLIFETAKAFUL 8TIER RM 100,000 annual limit ETIQAFAMILY 16TIER RM 60,000 annual limit ETIQALIFE 16TIER RM 50,000 annual limit SUNLIFE 9TIER RM 2,000,000 annual limit FWDTAKAFUL 14TIER RM 50,000 annual limit GETAKAFUL 13TIER RM 1,500,000 annual limit GENERALI 18TIER RM 110,000 annual limit AMMETLIFE 7TIER RM 100,000 annual limit FWD 12TIER — GELIFE 10TIER — ZURICH 18TIER RM 50,000 annual limit HLA 7TIER RM 2,500,000 annual limit MANULIFE 11TIER RM 3,000,000 annual limit MCIS 32TIER RM 150,000 annual limit TOKIOMARINE 31TIER RM 80 R&B SUNLIFETAKAFUL 26TIER RM 300,000 annual limit ZURICHTAKAFUL 10TIER RM 500,000 annual limit TAKAFULIKHLAS 11TIER RM 250,000 annual limit TMKL 6TIER RM 550,000 annual limit

insurance.subimpact.net

MEDICAL CARD / Generali

WEALTH CREATOR

Generali Insurance Malaysia Berhad · Standalone medical card · 1 tiers · verified 24 Aug 2026

Tier	Annual limit	Lifetime	Room & board	Deductible	Co-ins.	Co-pay	ICU	Day surg.	Renewable	Entry age
Wealth Creator	—	—	—	—	—	—	—	—	Yes	15 days old–70

Wealth Creator —

LIFETIME: —
ROOM & BOARD: —
DEDUCTIBLE: —
CO-INS.: —
CO-PAY: —
ICU: —
DAY SURG.: —
RENEWABLE: Yes
ENTRY AGE: 15 days old–70

● WAITING PERIODS

General: —
Specified (120-day): —
Pre-existing: —

● SOURCE

Verified: 24 Aug 2026
Source: official PDS / product page
Generali product page + Wealth Creator PDS (Eng Website Version). Regular premium ILP; Death/TPD/Terminal Illness = higher of Basic Sum Insured less withdrawals (12 months) or Account Value; TPD cap RM4m per life (excess payable on death); Accidental Death/TPD before 70: +100% BSI; Public Conveyance: 200% (land), 300% (water/air), 400% (public holiday); aggregate accidental benefit capped RM3m per life; Maturity Benefit = Account Value at end of coverage term; Loyalty Bonus 0.5% of avg monthly AV every 2 policy years from 6th anniversary; Loyalty Booster 20% of avg monthly AV at 20th anniversary (max 20% of BSI); Guaranteed Renewable to age 100 without underwriting; premium payment terms 5/10/15/20 yrs or until end of coverage term; entry age 15 days - 70 (Age Last Birthday); min sum insured RM500,000 (index page); coverage term 30 years or up to age 80; exclusions: suicide within 12 months, self-inflicted TPD, war, hazardous activities; grace 31 days; free-look 15 days

Premiums are quote-gated in Malaysia. Get an official quote from Generali — we never publish invented premiums.

[!] THIS IS NOT FINANCIAL ADVICE. BENEFITS CHANGE — ALWAYS CONFIRM ON THE INSURER'S OFFICIAL SITE.