MY://INSURANCE [F1] HELP [D] DATA [I] INDEPENDENCE

AS-OF 2026-08-24 VERIFIED

PAMB 9TIER — PRUBSN 5TIER — AIA 9TIER RM 1,500,000 ALLIANZ 2TIER RM 3,000,000 ETIQALIFE 9TIER RM 50,000 SUNLIFE 2TIER RM 2,000,000 GENERALI 10TIER RM 110,000 AMMETLIFE 2TIER RM 100,000 GELIFE 1TIER — ZURICH 12TIER RM 50,000 FWD 1TIER — MANULIFE 1TIER RM 3,000,000 HLA 1TIER RM 2,500,000 MCIS 20TIER RM 150,000 ETIQAFAMILY 11TIER RM 60,000 SUNLIFETAKAFUL 8TIER RM 300,000 FWDTAKAFUL 9TIER RM 50,000 GETAKAFUL 6TIER RM 1,500,000 ZURICHTAKAFUL 4TIER RM 500,000 AIAPUBLICTAKAFUL 4TIER RM 1,500,000 AMMETLIFETAKAFUL 1TIER RM 100,000 TAKAFULIKHLAS 3TIER RM 250,000 TMKL 3TIER RM 550,000 TOKIOMARINE 27TIER RM 100,000 PAMB 9TIER — PRUBSN 5TIER — AIA 9TIER RM 1,500,000 ALLIANZ 2TIER RM 3,000,000 ETIQALIFE 9TIER RM 50,000 SUNLIFE 2TIER RM 2,000,000 GENERALI 10TIER RM 110,000 AMMETLIFE 2TIER RM 100,000 GELIFE 1TIER — ZURICH 12TIER RM 50,000 FWD 1TIER — MANULIFE 1TIER RM 3,000,000 HLA 1TIER RM 2,500,000 MCIS 20TIER RM 150,000 ETIQAFAMILY 11TIER RM 60,000 SUNLIFETAKAFUL 8TIER RM 300,000 FWDTAKAFUL 9TIER RM 50,000 GETAKAFUL 6TIER RM 1,500,000 ZURICHTAKAFUL 4TIER RM 500,000 AIAPUBLICTAKAFUL 4TIER RM 1,500,000 AMMETLIFETAKAFUL 1TIER RM 100,000 TAKAFULIKHLAS 3TIER RM 250,000 TMKL 3TIER RM 550,000 TOKIOMARINE 27TIER RM 100,000

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MEDICAL CARD / Tokio Marine

TOKIOMARINE-MEDICDEFENDER

Tokio Marine Life Insurance Malaysia Bhd. · Standalone medical card · 1 tiers · verified 24 Aug 2026

Tier	Annual limit	Lifetime	Room & board	Deductible	Co-ins.	Co-pay	ICU	Day surg.	Renewable	Entry age
Plan 1	—	n/a	RM 80	n/a	n/a%	—	Yes	—	—	—

● WAITING PERIODS

General: 30 days
Specified (120-day): 120 days
Pre-existing: n/a

● SOURCE

Verified: 24 Aug 2026
Source: official PDS / product page
TokioMarine-MedicDefender PDS (medicdefender_pds_en.txt): standalone 10-year term hospitalisation income plan, Plan 1; daily hospitalisation income RM80/day normal ward (max 45 days/policy year), RM160/day ICU (max 30 days/policy year), RM240/day overseas (max 15 days/policy year); ambulance fee reimbursement RM200/year; overseas repatriation up to RM10,000; healthy reward 25% of total premiums paid at end of term less claims paid; premium RM162.00 annually (illustration); waiting 30 days (except accidents), 120 days specified illnesses; premium rate non-guaranteed

Premiums are quote-gated in Malaysia. Get an official quote from Tokio Marine — we never publish invented premiums.

[!] THIS IS NOT FINANCIAL ADVICE. BENEFITS CHANGE — ALWAYS CONFIRM ON THE INSURER'S OFFICIAL SITE.