INDEPENDENCE & CONFLICTS REGISTER
Transparency about who we are connected to — and the rules that keep the data honest anyway.
● THE PUBLIC-SOURCES-ONLY RULE
Every row of data on this site is derived only from public documents — official Product Disclosure Sheets, official insurer pages, and BNM/LIAM/PIAM/MTA releases — with the source URL recorded as proof. Non-public knowledge from any engagement, for any insurer, is never used, whether it would favour that insurer or not.
● REGISTERED RELATIONSHIPS
The operator of this site has consulting and training engagements with Prudential (portal and compliance-content work). Prudential products are tracked like any other insurer. No preferential placement; unfavourable-but-factual comparisons are allowed and expected.
Prudential group company. Same treatment as above.
The operator's PR agency (Alpha Access) counts Generali among its clients. Generali products are tracked like any other insurer.
● WHAT WE DO NOT DO
- ▸No paid placement. No insurer pays for position, badge or mention.
- ▸No invented premiums, ever.
- ▸No use of non-public information from any engagement.
- ▸No financial advice. We compare documented facts; you decide with a licensed adviser.