MEDICAL CARD / FWD Takaful
FWD MEDICAL PLUS RIDER
FWD Takaful Berhad · Medical rider on investment-linked policy · 3 tiers · verified 24 Aug 2026
| Tier | Annual limit | Lifetime | Room & board | Deductible | Co-ins. | Co-pay | ICU | Day surg. | Renewable | Entry age |
|---|---|---|---|---|---|---|---|---|---|---|
| Plan A | RM 500,000 | Unlimited | RM 200 | — | n/a% | Optional deductible RM0/RM5,000 per year; deductible not applied to extended care benefits, treatment at Malaysian government hospitals (incl. daily hospital cash allowance), emergency department red-zone visits, and outpatient treatment; no coinsurance | Yes | Yes | Yes | 0–60 |
| Plan B | RM 1,000,000 | Unlimited | RM 300 | — | n/a% | Optional deductible RM0/RM5,000 per year; deductible not applied to extended care benefits, treatment at Malaysian government hospitals (incl. daily hospital cash allowance), emergency department red-zone visits, and outpatient treatment; no coinsurance | Yes | Yes | Yes | 0–60 |
| Plan C | RM 2,000,000 | Unlimited | RM 500 | — | n/a% | Optional deductible RM0/RM5,000 per year; deductible not applied to extended care benefits, treatment at Malaysian government hospitals (incl. daily hospital cash allowance), emergency department red-zone visits, and outpatient treatment; no coinsurance | Yes | Yes | Yes | 0–60 |
● WAITING PERIODS
- General: —
- Specified (120-day): —
- Pre-existing: —
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- fwd-medical-plus-rider-brochure.txt
Premiums are quote-gated in Malaysia. Get an official quote from FWD Takaful — we never publish invented premiums.