MEDICAL CARD / Etiqa
EZYMEDICAL
Etiqa Life Insurance Berhad · Standalone medical card · 2 tiers · verified 24 Aug 2026
Plan 1 RM 200,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 400
- DEDUCTIBLE
- —
- CO-INS.
- n/a%
- CO-PAY
- Deductible options RM500 or RM1,000 per policy year (applies to benefits 3-17; not applied to government hospital care, emergency treatment, or post-hosp cancer/kidney dialysis follow-up); no coinsurance
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- 17–55
Plan 2 RM 350,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 400
- DEDUCTIBLE
- —
- CO-INS.
- n/a%
- CO-PAY
- Deductible options RM500 or RM1,000 per policy year (applies to benefits 3-17; not applied to government hospital care, emergency treatment, or post-hosp cancer/kidney dialysis follow-up); no coinsurance
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- 17–55
● WAITING PERIODS
- General: 30 days
- Specified (120-day): 120 days
- Pre-existing: n/a
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- PDS (v1.6, 30 Apr 2025, Etiqa Life Insurance Berhad) + official e-flyer Table of Benefits: Plan 1 RM200,000/R&B RM400, Plan 2 RM350,000/R&B RM400; overall lifetime limit No Limit; deductible RM500 or RM1,000 per policy year (applies to benefits 3-17); pre-hosp 60 days (max 2 GP + 1 specialist consults), post-hosp 90 days; covers hospitalisation & surgical expenses until age 85; 'Renewal is guaranteed but premium rates are not guaranteed'; coverage starts 30 days after issue except accidents; specified illnesses first 120 days; no commission charged (online). Flyer: https://www.etiqa.com.my/pdfs/en/insurance/EzyMedical_eFlyer_ENG.pdf
Premiums are quote-gated in Malaysia. Get an official quote from Etiqa — we never publish invented premiums.