MEDICAL CARD / AmMetLife
AMP MED XPNSE
AmMetLife Insurance Berhad · Standalone medical card · 2 tiers · verified 24 Aug 2026
RM500 Deductible RM 100,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 150
- DEDUCTIBLE
- RM 500
- CO-INS.
- n/a%
- CO-PAY
- Deductible RM500 or RM2,500 per policy year; waived for outpatient cancer treatment, outpatient kidney dialysis, emergency accidental outpatient & dental treatment, outpatient follow-up treatment arising from critical illnesses, and treatment at government healthcare facilities; no coinsurance
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- No
- ENTRY AGE
- 0–55
RM2,500 Deductible RM 100,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 150
- DEDUCTIBLE
- RM 2,500
- CO-INS.
- n/a%
- CO-PAY
- Deductible RM500 or RM2,500 per policy year; waived for outpatient cancer treatment, outpatient kidney dialysis, emergency accidental outpatient & dental treatment, outpatient follow-up treatment arising from critical illnesses, and treatment at government healthcare facilities; no coinsurance
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- No
- ENTRY AGE
- 0–55
● WAITING PERIODS
- General: 30 days
- Specified (120-day): n/a
- Pre-existing: n/a
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- AMP MED XPNSE Product Fact Sheet v1.0 (20/11/2026) + PDS (ENG): single yearly-renewable traditional standalone plan; OAL RM90k (PY1-2)/RM100k (PY3+); no lifetime limit; R&B RM150/day; deductible RM500 or RM2,500 per policy year; pay-first-claim-later or cashless payment facility; entry 15 days (attained) to 55 yrs (next birthday); conditionally renewable to 100 next birthday subject to portfolio withdrawal; waiting 30 days (accident immediate); pre-hosp 60 days, post-hosp 90 days; commission-free, sold via AmMetLife branches; premium rates not guaranteed (30 days notice).
Premiums are quote-gated in Malaysia. Get an official quote from AmMetLife — we never publish invented premiums.