MEDICAL CARD / Takaful Ikhlas
IKHLAS MEDIK
Takaful Ikhlas Family Takaful Berhad · Standalone medical card · 3 tiers · verified 24 Aug 2026
| Tier | Annual limit | Lifetime | Room & board | Deductible | Co-ins. | Co-pay | ICU | Day surg. | Renewable | Entry age |
|---|---|---|---|---|---|---|---|---|---|---|
| Plan 150 | RM 250,000 | Unlimited | RM 150 | — | — | Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities | Yes | Yes | — | 0–70 |
| Plan 250 | RM 500,000 | Unlimited | RM 250 | — | — | Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities | Yes | Yes | — | 0–70 |
| Plan 500 | RM 1,000,000 | Unlimited | RM 500 | — | — | Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities | Yes | Yes | — | 0–70 |
● WAITING PERIODS
- General: —
- Specified (120-day): —
- Pre-existing: n/a
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- Official IKHLAS Medik flyer ENG v1.1 PDF (api/uploads/IKHLAS_Medik_Flyers_v1_1_ENG_de151aa80b.pdf) schedule of benefits + product page (entry age 30 days to 70 ANB, agent channel). Waiting periods not stated in flyer; PDS not published on site.
Premiums are quote-gated in Malaysia. Get an official quote from Takaful Ikhlas — we never publish invented premiums.