MEDICAL CARD / Takaful IKHLAS
IKHLAS MEDIK
Takaful IKHLAS Sdn Bhd · Standalone medical card · 3 tiers · verified 24 Aug 2026
Plan 150 RM 250,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 150
- DEDUCTIBLE
- —
- CO-INS.
- —
- CO-PAY
- Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- —
- ENTRY AGE
- 0–70
Plan 250 RM 500,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 250
- DEDUCTIBLE
- —
- CO-INS.
- —
- CO-PAY
- Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- —
- ENTRY AGE
- 0–70
Plan 500 RM 1,000,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 500
- DEDUCTIBLE
- —
- CO-INS.
- —
- CO-PAY
- Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- —
- ENTRY AGE
- 0–70
● WAITING PERIODS
- General: not disclosed days
- Specified (120-day): not disclosed days
- Pre-existing: n/a
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- Official IKHLAS Medik flyer ENG v1.1 PDF (api/uploads/IKHLAS_Medik_Flyers_v1_1_ENG_de151aa80b.pdf) schedule of benefits + product page (entry age 30 days to 70 ANB, agent channel). Waiting periods not stated in flyer; PDS not published on site.
Premiums are quote-gated in Malaysia. Get an official quote from Takaful IKHLAS — we never publish invented premiums.