MEDICAL CARD / GE Takaful
I-MEDI EVOLUSI RIDER
Great Eastern Takaful Berhad · Medical rider on investment-linked policy · 6 tiers · verified 24 Aug 2026
Plan 150 (Deductible RM500) RM 1,500,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 150
- DEDUCTIBLE
- RM 500
- CO-INS.
- 20%
- CO-PAY
- —
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- 0–60
Plan 200 (Deductible RM500) RM 2,000,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 200
- DEDUCTIBLE
- RM 500
- CO-INS.
- 20%
- CO-PAY
- —
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- 0–60
Plan 150 (Deductible RM3,000) RM 1,500,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 150
- DEDUCTIBLE
- RM 3,000
- CO-INS.
- 20%
- CO-PAY
- —
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- 0–60
Plan 200 (Deductible RM3,000) RM 2,000,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 200
- DEDUCTIBLE
- RM 3,000
- CO-INS.
- 20%
- CO-PAY
- —
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- 0–60
Plan 150 (Deductible RM20,000) RM 1,500,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 150
- DEDUCTIBLE
- RM 20,000
- CO-INS.
- 20%
- CO-PAY
- —
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- 0–60
Plan 200 (Deductible RM20,000) RM 2,000,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 200
- DEDUCTIBLE
- RM 20,000
- CO-INS.
- 20%
- CO-PAY
- —
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- 0–60
● WAITING PERIODS
- General: 30 days
- Specified (120-day): 120 days
- Pre-existing: n/a
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- Smart Medic Xtra NOT found on official GE Takaful site (greateasterntakaful.com, checked 2026-08-25; product page 404) - legacy/discontinued. Current main medical card is i-Medi Evolusi Rider; tiers below are i-Medi Evolusi Rider Plan 150/200. PDS EN/BM (WXY LWE F / (1056349) / J184 / V01 / 0125, valid 01/2025) + brochure FAQ: OAL RM1.5m/RM2m, no lifetime limit, R&B RM150/200 per day unlimited days (20% no-claim increase every 5 yrs up to 5x), deductible RM500/RM3,000/RM20,000 per certificate year (retirement option; RM20k max entry ANB 50), ICU as charged unlimited days, pre-hosp 120 days, post-hosp 180 days, outpatient emergency accidental RM5,000/yr, intraocular lens RM4,000/eye max RM8,000 lifetime, govt hospital daily cash RM150/200, daily guardian RM200/day max 180 days/yr (Plan 200), organ transplant once per lifetime, 5% co-takaful up to RM500/yr outpatient, 20% co-takaful up to RM20,000/yr if The Great Journey not followed, waiting 30/120 days, entry child 14 days old / adult 16 ANB, max entry 60 ANB, cover to 80 ANB, renewal guaranteed but rates not guaranteed, rider on regular contribution term family takaful plans (not ILP).
Premiums are quote-gated in Malaysia. Get an official quote from GE Takaful — we never publish invented premiums.