MEDICAL CARD / FWD
I-CARE
FWD Insurance Berhad · Standalone medical card · 1 tiers · verified 24 Aug 2026
| Tier | Annual limit | Lifetime | Room & board | Deductible | Co-ins. | Co-pay | ICU | Day surg. | Renewable | Entry age |
|---|---|---|---|---|---|---|---|---|---|---|
| Plan C | — | — | — | — | — | — | — | — | No | — |
● WAITING PERIODS
- General: —
- Specified (120-day): —
- Pre-existing: —
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- life-src/fwd-icare-pds.txt (PDS): non-participating yearly renewable plan, protection up to age 81; Death + TPD + Additional Accidental Death Benefit; illustration (aged 30 male, RM741/yr, Plan C): Death RM500,000, TPD RM500,000 (max TPD RM2m per life), ADB RM250,000; Death/TPD/ADB provided before policy anniversary when life assured is 70; renewal premiums NON-guaranteed, increase with attained age at renewal, insurer may revise with 30 days written notice; duration up to age 81 upon payment of renewal premium; grace 31 days; reinstatement not applicable; no cash value on surrender/termination; free-look 15 days; other plans (A/B) not detailed in PDS; product page URL best-effort (PDS cites fwd.com.my)
Premiums are quote-gated in Malaysia. Get an official quote from FWD — we never publish invented premiums.