MEDICAL CARD / PruBSN
HEALTH360
Prudential BSN Takaful Berhad · Medical rider on investment-linked policy · 5 tiers · verified 24 Aug 2026
| Tier | Annual limit | Lifetime | Room & board | Deductible | Co-ins. | Co-pay | ICU | Day surg. | Renewable | Entry age |
|---|---|---|---|---|---|---|---|---|---|---|
| Plan 200 | — | Unlimited | RM 200 | RM 1,000 | 10% | Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000 | Yes | Yes | Yes | 0–70 |
| Plan 300 | — | Unlimited | RM 300 | RM 1,000 | 10% | Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000 | Yes | Yes | Yes | 0–70 |
| Plan 400 | — | Unlimited | RM 400 | RM 1,000 | 10% | Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000 | Yes | Yes | Yes | 0–70 |
| Plan 500 | — | Unlimited | RM 500 | RM 1,000 | 10% | Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000 | Yes | Yes | Yes | 0–70 |
| Plan 1000 | — | Unlimited | RM 1,000 | RM 1,000 | 10% | Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000 | Yes | Yes | Yes | 0–70 |
● WAITING PERIODS
- General: 30 days
- Specified (120-day): 120 days
- Pre-existing: n/a
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- PDS PDF (sample: Plan 200, Co-Payment Auto-Switch; image-based PDF, OCR-extracted) + official brochure May 2025 for full R&B 200-1,000 tier matrix (https://www.prubsn.com.my/content/dam/prudential-aem-lbu/pbtb/en/product/riders---medical/health360/PruBSN-Health360_brochure-r12-FINAL-HI-ENG.pdf); product page https://www.prubsn.com.my/en/products/riders/medical/health360. Health360 is a Unit Deducting Rider attachable to PruBSN Asas360 - the current family takaful medical rider (successor to Takafulink Medical).
Premiums are quote-gated in Malaysia. Get an official quote from PruBSN — we never publish invented premiums.