MEDICAL CARD — TIER INDEX

42 products · 150 tiers · last verified 2026-08-24

Product	Tier	Annual limit	Lifetime	Room & board	Co-pay	Renewable	Status
PRUValue Med Prudential · ILP rider	Plan 150	RM 150R&B	Not stated	RM 150	Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen	Yes	VERIFIED
PRUValue Med Prudential · ILP rider	Plan 200	RM 200R&B	Not stated	RM 200	Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen	Yes	VERIFIED
PRUValue Med Prudential · ILP rider	Plan 300	RM 300R&B	Not stated	RM 300	Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen	Yes	VERIFIED
PRUValue Med Prudential · ILP rider	Plan 400	RM 400R&B	Not stated	RM 400	Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen	Yes	VERIFIED
PRUValue Med Prudential · ILP rider	Plan 500	RM 500R&B	Not stated	RM 500	Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen	Yes	VERIFIED
PRUValue Med Prudential · ILP rider	Plan 600	RM 600R&B	Not stated	RM 600	Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen	Yes	VERIFIED
Health360 PruBSN · ILP rider	Plan 200	RM 200R&B	Unlimited	RM 200	Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000	Yes	VERIFIED
Health360 PruBSN · ILP rider	Plan 300	RM 300R&B	Unlimited	RM 300	Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000	Yes	VERIFIED
Health360 PruBSN · ILP rider	Plan 400	RM 400R&B	Unlimited	RM 400	Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000	Yes	VERIFIED
Health360 PruBSN · ILP rider	Plan 500	RM 500R&B	Unlimited	RM 500	Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000	Yes	VERIFIED
Health360 PruBSN · ILP rider	Plan 1000	RM 1,000R&B	Unlimited	RM 1,000	Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000	Yes	VERIFIED
A-Plus Health 2 AIA · ILP rider	Plan 200	RM 1,500,000annual limit	Unlimited	RM 200	RM500 deductible per any one disability (in-patient items 1-3) with SMART Option; plus 20% coinsurance up to RM20,000 per disability (items 1-5, 7) if no GP referral, no specialist consultation, or treatment not via SMART Medical Practitioner at SMART Panel Provider; deductible/coinsurance not applied to emergency treatment incl. accidents, post-hospitalisation cancer & kidney dialysis treatment, or Government healthcare facility treatment; brochure (0626) shows alternative Cost Saving Option of RM20,000 deductible per year with auto conversion to RM500 per disability at age 60	Yes	VERIFIED
A-Plus Health 2 AIA · ILP rider	Plan 300	RM 1,700,000annual limit	Unlimited	RM 300	RM500 deductible per any one disability (in-patient items 1-3) with SMART Option; plus 20% coinsurance up to RM20,000 per disability (items 1-5, 7) if no GP referral, no specialist consultation, or treatment not via SMART Medical Practitioner at SMART Panel Provider; deductible/coinsurance not applied to emergency treatment incl. accidents, post-hospitalisation cancer & kidney dialysis treatment, or Government healthcare facility treatment; brochure (0626) shows alternative Cost Saving Option of RM20,000 deductible per year with auto conversion to RM500 per disability at age 60	Yes	VERIFIED
A-Plus Health 360 AIA · ILP rider	Standard (Deductible RM500 per rider year)	RM 3,000,000annual limit	Unlimited	RM 300	Deductible RM500 per rider year (in-patient items 1-9); 5% coinsurance up to RM500 per rider year (out-patient items 10-11); deductible and coinsurance waived for emergency treatment incl. accidents and treatment at Government healthcare facilities; coinsurance amount offsets deductible in a rider year and vice versa	—	VERIFIED
A-Plus Health 360 AIA · ILP rider	Standard (Deductible RM1,000 per rider year)	RM 3,000,000annual limit	Unlimited	RM 300	Deductible RM1,000 per rider year (in-patient items 1-9); 5% coinsurance up to RM500 per rider year (out-patient items 10-11); deductible and coinsurance waived for emergency treatment incl. accidents and treatment at Government healthcare facilities; coinsurance amount offsets deductible in a rider year and vice versa	—	VERIFIED
A-Plus Health 360 AIA · ILP rider	Standard (Deductible RM3,000 per rider year)	RM 3,000,000annual limit	Unlimited	RM 300	Deductible RM3,000 per rider year (in-patient items 1-9); 5% coinsurance up to RM500 per rider year (out-patient items 10-11); deductible and coinsurance waived for emergency treatment incl. accidents and treatment at Government healthcare facilities; coinsurance amount offsets deductible in a rider year and vice versa	—	VERIFIED
HealthAssured Allianz · ILP rider	5% Co-Insurance	RM 3,000,000annual limit	Unlimited	RM 200	5% co-insurance up to RM1,000 per policy year (Cost Saving Option)	Yes	VERIFIED
HealthAssured Allianz · ILP rider	15% Co-Insurance	RM 3,000,000annual limit	Unlimited	RM 200	15% co-insurance up to RM2,500 per policy year (Cost Saving Option)	Yes	VERIFIED
OneMedical Etiqa · standalone	Plan 1	RM 50,000annual limit	Unlimited	RM 160	Optional deductible RM1,000 per hospitalisation (applies to Inpatient & Day Care Surgery benefits only); RM0/no-deductible option; no coinsurance	No	VERIFIED
OneMedical Etiqa · standalone	Plan 2	RM 100,000annual limit	Unlimited	RM 280	Optional deductible RM1,000 per hospitalisation (applies to Inpatient & Day Care Surgery benefits only); RM0/no-deductible option; no coinsurance	No	VERIFIED
OneMedical Etiqa · standalone	Plan 3	RM 150,000annual limit	Unlimited	RM 360	Optional deductible RM1,000 per hospitalisation (applies to Inpatient & Day Care Surgery benefits only); RM0/no-deductible option; no coinsurance	No	VERIFIED
EzyMedical Etiqa · standalone	Plan 1	RM 200,000annual limit	Unlimited	RM 400	Deductible options RM500 or RM1,000 per policy year (applies to benefits 3-17; not applied to government hospital care, emergency treatment, or post-hosp cancer/kidney dialysis follow-up); no coinsurance	Yes	VERIFIED
EzyMedical Etiqa · standalone	Plan 2	RM 350,000annual limit	Unlimited	RM 400	Deductible options RM500 or RM1,000 per policy year (applies to benefits 3-17; not applied to government hospital care, emergency treatment, or post-hosp cancer/kidney dialysis follow-up); no coinsurance	Yes	VERIFIED
IL Ultimate Health Etiqa · ILP rider	Plan 1	RM 1,000,000annual limit	Unlimited	RM 150	Deductible options RM500, RM20,000 or RM40,000 per policy year (items 19, 20, 26, 27, 28 not subject to deductible); no coinsurance	Yes	VERIFIED
IL Ultimate Health Etiqa · ILP rider	Plan 2	RM 1,500,000annual limit	Unlimited	RM 200	Deductible options RM500, RM20,000 or RM40,000 per policy year (items 19, 20, 26, 27, 28 not subject to deductible); no coinsurance	Yes	VERIFIED
IL Ultimate Health Etiqa · ILP rider	Plan 3	RM 1,800,000annual limit	Unlimited	RM 300	Deductible options RM500, RM20,000 or RM40,000 per policy year (items 19, 20, 26, 27, 28 not subject to deductible); no coinsurance	Yes	VERIFIED
IL Ultimate Health Etiqa · ILP rider	Plan 4	RM 2,000,000annual limit	Unlimited	RM 400	Deductible options RM500, RM20,000 or RM40,000 per policy year (items 19, 20, 26, 27, 28 not subject to deductible); no coinsurance	Yes	VERIFIED
Shield Medi Care Max Sun Life · ILP rider	Plan 200	RM 2,000,000annual limit	Unlimited	RM 200	Deductible options RM500, RM10,000 or RM30,000 per policy year (RM30,000 option drops to RM500 after age 60; emergency accidental dental/outpatient, outpatient cancer & kidney dialysis, govt hospital care not subject to deductible); no coinsurance	Yes	VERIFIED
Shield Medi Care Max Sun Life · ILP rider	Plan 300	RM 3,000,000annual limit	Unlimited	RM 300	Deductible options RM500, RM10,000 or RM30,000 per policy year (RM30,000 option drops to RM500 after age 60; emergency accidental dental/outpatient, outpatient cancer & kidney dialysis, govt hospital care not subject to deductible); no coinsurance	Yes	VERIFIED
Multi Medic Generali · standalone	Base Plan 1	RM 110,000annual limit	Unlimited	RM 165	No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 5,500 / Option 3 11,000; TCM subject to 20% co-payment	Yes	VERIFIED
Multi Medic Generali · standalone	Base Plan 2	RM 165,000annual limit	Unlimited	RM 275	No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 8,250 / Option 3 16,500; TCM subject to 20% co-payment	Yes	VERIFIED
Multi Medic Generali · standalone	Base Plan 3	RM 330,000annual limit	Unlimited	RM 385	No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 11,000 / Option 3 22,000; TCM subject to 20% co-payment	Yes	VERIFIED
Multi Medic Generali · standalone	Prime Plan 1	RM 550,000annual limit	Unlimited	RM 550	No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 16,500 / Option 3 27,500; TCM subject to 20% co-payment	Yes	VERIFIED
Multi Medic Generali · standalone	Prime Plan 2	RM 825,000annual limit	Unlimited	RM 1,100	No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 22,000 / Option 3 33,000; TCM subject to 20% co-payment	Yes	VERIFIED
Multi Medic Generali · standalone	Prime Plan 3	RM 1,100,000annual limit	Unlimited	RM 3,300	No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 33,000 / Option 3 55,000; TCM subject to 20% co-payment	Yes	VERIFIED
OneMedic Plus Generali · ILP rider	Lite 1	RM 250,000annual limit	Unlimited	RM 150	Basic Co-Insurance 5% min RM500 max RM1,000 per policy year; or deductible RM5,000 or RM10,000 per policy year; co-payment waived for accident/emergency treatment, Malaysian government hospital/healthcare facility, and outpatient cancer/kidney dialysis claims	Yes	VERIFIED
OneMedic Plus Generali · ILP rider	Lite 2	RM 500,000annual limit	Unlimited	RM 150	Basic Co-Insurance 5% min RM500 max RM1,000 per policy year; or deductible RM5,000 or RM10,000 per policy year; co-payment waived for accident/emergency treatment, Malaysian government hospital/healthcare facility, and outpatient cancer/kidney dialysis claims	Yes	VERIFIED
OneMedic Plus Generali · ILP rider	Elite 1	RM 1,500,000annual limit	Unlimited	RM 250	Basic Co-Insurance 5% min RM500 max RM2,000 per policy year; or deductible RM5,000 or RM10,000 per policy year; co-payment waived for accident/emergency treatment, Malaysian government hospital/healthcare facility, and outpatient cancer/kidney dialysis claims	Yes	VERIFIED
OneMedic Plus Generali · ILP rider	Elite 2	RM 2,500,000annual limit	Unlimited	RM 300	Basic Co-Insurance 5% min RM500 max RM2,000 per policy year; or deductible RM5,000 or RM10,000 per policy year; co-payment waived for accident/emergency treatment, Malaysian government hospital/healthcare facility, and outpatient cancer/kidney dialysis claims	Yes	VERIFIED
AMP MED XPNSE AmMetLife · standalone	RM500 Deductible	RM 100,000annual limit	Unlimited	RM 150	Deductible RM500 or RM2,500 per policy year; waived for outpatient cancer treatment, outpatient kidney dialysis, emergency accidental outpatient & dental treatment, outpatient follow-up treatment arising from critical illnesses, and treatment at government healthcare facilities; no coinsurance	No	VERIFIED
AMP MED XPNSE AmMetLife · standalone	RM2,500 Deductible	RM 100,000annual limit	Unlimited	RM 150	Deductible RM500 or RM2,500 per policy year; waived for outpatient cancer treatment, outpatient kidney dialysis, emergency accidental outpatient & dental treatment, outpatient follow-up treatment arising from critical illnesses, and treatment at government healthcare facilities; no coinsurance	No	VERIFIED
Manulife Health Saver Enrich (MHSE) Manulife · ILP rider	MHSE 200	RM 3,000,000annual limit	Unlimited	RM 200	Deductible options RM500/RM1,000/RM5,000/RM10,000 per year per covered member; 5% co-insurance on Outpatient Illness Treatment subject to max co-insurance RM150/year; main hospital & surgical benefits payable as charged less deductible	Yes	VERIFIED
HLA MediShield III Rider HLA · ILP rider	Plan 200	RM 2,500,000annual limit	Unlimited	RM 200	Deductible RM2,500 pre-retirement / RM2,500 post-retirement (per PDS comparison table); benefits payable on pay-first-claim-later basis, cashless only upon issuance of Guarantee Letter	Yes	VERIFIED
M-Health Secure MCIS · standalone	Plan 150 (Deductible RM500)	RM 1,000,000annual limit	Unlimited	RM 150	Deductible RM500 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance	Yes	VERIFIED
M-Health Secure MCIS · standalone	Plan 150 (Deductible RM5,000)	RM 1,000,000annual limit	Unlimited	RM 150	Deductible RM5,000 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance	Yes	VERIFIED
M-Health Secure MCIS · standalone	Plan 200 (Deductible RM500)	RM 1,200,000annual limit	Unlimited	RM 200	Deductible RM500 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance	Yes	VERIFIED
M-Health Secure MCIS · standalone	Plan 200 (Deductible RM5,000)	RM 1,200,000annual limit	Unlimited	RM 200	Deductible RM5,000 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance	Yes	VERIFIED
M-Health Secure MCIS · standalone	Plan 300 (Deductible RM500)	RM 1,500,000annual limit	Unlimited	RM 300	Deductible RM500 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance	Yes	VERIFIED
M-Health Secure MCIS · standalone	Plan 300 (Deductible RM5,000)	RM 1,500,000annual limit	Unlimited	RM 300	Deductible RM5,000 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance	Yes	VERIFIED
M-Health Secure MCIS · standalone	Plan 400 (Deductible RM500)	RM 1,800,000annual limit	Unlimited	RM 400	Deductible RM500 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance	Yes	VERIFIED
M-Health Secure MCIS · standalone	Plan 400 (Deductible RM5,000)	RM 1,800,000annual limit	Unlimited	RM 400	Deductible RM5,000 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance	Yes	VERIFIED
M-Health Secure MCIS · standalone	Plan 500 (Deductible RM500)	RM 2,000,000annual limit	Unlimited	RM 500	Deductible RM500 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance	Yes	VERIFIED
M-Health Secure MCIS · standalone	Plan 500 (Deductible RM5,000)	RM 2,000,000annual limit	Unlimited	RM 500	Deductible RM5,000 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance	Yes	VERIFIED
M-MedEssential MCIS · ILP rider	Plan 150 (Deductible RM0)	RM 150,000annual limit	Unlimited	RM 150	Deductible RM0 per disability (applicable to items 3-17 and 21 of Schedule of Benefits); no coinsurance	Yes	VERIFIED
M-MedEssential MCIS · ILP rider	Plan 150 (Deductible RM300)	RM 150,000annual limit	Unlimited	RM 150	Deductible RM300 per disability (applicable to items 3-17 and 21 of Schedule of Benefits); no coinsurance	Yes	VERIFIED
M-MedEssential MCIS · ILP rider	Plan 200 (Deductible RM0)	RM 200,000annual limit	Unlimited	RM 200	Deductible RM0 per disability (applicable to items 3-17 and 21 of Schedule of Benefits); no coinsurance	Yes	VERIFIED
M-MedEssential MCIS · ILP rider	Plan 200 (Deductible RM300)	RM 200,000annual limit	Unlimited	RM 200	Deductible RM300 per disability (applicable to items 3-17 and 21 of Schedule of Benefits); no coinsurance	Yes	VERIFIED
M-MedPro MCIS · ILP rider	Plan 300 (Deductible RM0)	RM 1,000,000annual limit	Unlimited	RM 300	Deductible RM0 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance	Yes	VERIFIED
M-MedPro MCIS · ILP rider	Plan 300 (Deductible RM300)	RM 1,000,000annual limit	Unlimited	RM 300	Deductible RM300 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance	Yes	VERIFIED
M-MedPro MCIS · ILP rider	Plan 400 (Deductible RM0)	RM 1,500,000annual limit	Unlimited	RM 400	Deductible RM0 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance	Yes	VERIFIED
M-MedPro MCIS · ILP rider	Plan 400 (Deductible RM300)	RM 1,500,000annual limit	Unlimited	RM 400	Deductible RM300 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance	Yes	VERIFIED
M-MedPro MCIS · ILP rider	Plan 500 (Deductible RM0)	RM 2,000,000annual limit	Unlimited	RM 500	Deductible RM0 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance	Yes	VERIFIED
M-MedPro MCIS · ILP rider	Plan 500 (Deductible RM300)	RM 2,000,000annual limit	Unlimited	RM 500	Deductible RM300 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance	Yes	VERIFIED
Allianz HealthInsured Allianz · standalone	Allianz HealthInsured	RM 5,000,000annual limit	Unlimited	—	flexible deductible options	—	VERIFIED
i-MedicalCard Elite Etiqa Family · standalone	Plan 1	RM 200,000annual limit	Unlimited	RM 350	not disclosed	Yes	VERIFIED
i-MedicalCard Elite Etiqa Family · standalone	Plan 2	RM 250,000annual limit	Unlimited	RM 400	not disclosed	Yes	VERIFIED
MEDIC eDGE Takaful Etiqa Family · standalone	n/a	—	Unlimited	—	not disclosed	Yes	VERIFIED
OneMedical Takaful Etiqa Family · standalone	Plan 1	RM 60,000annual limit	Unlimited	RM 120	not disclosed	No	VERIFIED
OneMedical Takaful Etiqa Family · standalone	Plan 2	RM 120,000annual limit	Unlimited	RM 220	not disclosed	No	VERIFIED
OneMedical Takaful Etiqa Family · standalone	Plan 3	RM 160,000annual limit	Unlimited	RM 320	not disclosed	No	VERIFIED
Takafulink Medical Plus Etiqa Family · ILP rider	Plan 1	RM 1,000,000annual limit	Unlimited	RM 150	not disclosed	Yes	VERIFIED
Takafulink Medical Plus Etiqa Family · ILP rider	Plan 2	RM 1,500,000annual limit	Unlimited	RM 200	not disclosed	Yes	VERIFIED
Takafulink Medical Plus Etiqa Family · ILP rider	Plan 3	RM 1,800,000annual limit	Unlimited	RM 300	not disclosed	Yes	VERIFIED
Takafulink Medical Plus Etiqa Family · ILP rider	Plan 4	RM 2,000,000annual limit	Unlimited	RM 400	not disclosed	Yes	VERIFIED
Takafulink Medical Plus Etiqa Family · ILP rider	Plan 5	RM 2,300,000annual limit	Unlimited	RM 500	not disclosed	Yes	VERIFIED
Prime Medi Care Max-i Sun Life Takaful · ILP rider	Plan 200	RM 2,000,000annual limit	Unlimited	RM 200	not disclosed	Yes	VERIFIED
Prime Medi Care Max-i Sun Life Takaful · ILP rider	Plan 300	RM 3,000,000annual limit	Unlimited	RM 300	not disclosed	Yes	VERIFIED
Sun MediMax-i Sun Life Takaful · standalone	Plan 20K	RM 300,000annual limit	Unlimited	RM 200	not disclosed	Yes	VERIFIED
Sun MediMax-i Sun Life Takaful · standalone	Plan 30K	RM 450,000annual limit	Unlimited	RM 200	not disclosed	Yes	VERIFIED
Sun MediMax-i Sun Life Takaful · standalone	Plan 50K	RM 750,000annual limit	Unlimited	RM 250	not disclosed	Yes	VERIFIED
Sun MediMax-i Sun Life Takaful · standalone	Plan 75K	RM 1,125,000annual limit	Unlimited	RM 250	not disclosed	Yes	VERIFIED
Sun MediMax-i Sun Life Takaful · standalone	Plan 100K	RM 1,500,000annual limit	Unlimited	RM 350	not disclosed	Yes	VERIFIED
Sun MediMax-i Sun Life Takaful · standalone	Plan 200K	RM 3,000,000annual limit	Unlimited	RM 500	not disclosed	Yes	VERIFIED
FWD Medical Care+ FWD Takaful · standalone	Medical Plus	RM 50,000annual limit	Unlimited	RM 150	Optional deductible RM0/RM1,000/RM2,000 per year; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance	Yes	VERIFIED
FWD Medical Care+ FWD Takaful · standalone	Medical Pro	RM 150,000annual limit	Unlimited	RM 250	Optional deductible RM0/RM1,000/RM2,000 per year; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance	Yes	VERIFIED
FWD Medical Rider FWD Takaful · ILP rider	Plan 1	RM 200,000annual limit	Unlimited	RM 200	Optional deductible RM0/RM500/RM1,000/RM10,000/RM50,000 per annum (Plan 1-3); Plan 4: RM10,000 or RM50,000; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance	—	VERIFIED
FWD Medical Rider FWD Takaful · ILP rider	Plan 2	RM 300,000annual limit	Unlimited	RM 300	Optional deductible RM0/RM500/RM1,000/RM10,000/RM50,000 per annum (Plan 1-3); Plan 4: RM10,000 or RM50,000; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance	—	VERIFIED
FWD Medical Rider FWD Takaful · ILP rider	Plan 3	RM 500,000annual limit	Unlimited	RM 500	Optional deductible RM0/RM500/RM1,000/RM10,000/RM50,000 per annum (Plan 1-3); Plan 4: RM10,000 or RM50,000; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance	—	VERIFIED
FWD Medical Rider FWD Takaful · ILP rider	Plan 4	RM 2,000,000annual limit	Unlimited	RM 2,000	Optional deductible RM0/RM500/RM1,000/RM10,000/RM50,000 per annum (Plan 1-3); Plan 4: RM10,000 or RM50,000; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance	—	VERIFIED
FWD Medical Plus Rider FWD Takaful · ILP rider	Plan A	RM 500,000annual limit	Unlimited	RM 200	Optional deductible RM0/RM5,000 per year; deductible not applied to extended care benefits, treatment at Malaysian government hospitals (incl. daily hospital cash allowance), emergency department red-zone visits, and outpatient treatment; no coinsurance	Yes	VERIFIED
FWD Medical Plus Rider FWD Takaful · ILP rider	Plan B	RM 1,000,000annual limit	Unlimited	RM 300	Optional deductible RM0/RM5,000 per year; deductible not applied to extended care benefits, treatment at Malaysian government hospitals (incl. daily hospital cash allowance), emergency department red-zone visits, and outpatient treatment; no coinsurance	Yes	VERIFIED
FWD Medical Plus Rider FWD Takaful · ILP rider	Plan C	RM 2,000,000annual limit	Unlimited	RM 500	Optional deductible RM0/RM5,000 per year; deductible not applied to extended care benefits, treatment at Malaysian government hospitals (incl. daily hospital cash allowance), emergency department red-zone visits, and outpatient treatment; no coinsurance	Yes	VERIFIED
i-Medi Evolusi Rider GE Takaful · ILP rider	Plan 150 (Deductible RM500)	RM 1,500,000annual limit	Unlimited	RM 150	—	Yes	VERIFIED
i-Medi Evolusi Rider GE Takaful · ILP rider	Plan 200 (Deductible RM500)	RM 2,000,000annual limit	Unlimited	RM 200	—	Yes	VERIFIED
i-Medi Evolusi Rider GE Takaful · ILP rider	Plan 150 (Deductible RM3,000)	RM 1,500,000annual limit	Unlimited	RM 150	—	Yes	VERIFIED
i-Medi Evolusi Rider GE Takaful · ILP rider	Plan 200 (Deductible RM3,000)	RM 2,000,000annual limit	Unlimited	RM 200	—	Yes	VERIFIED
i-Medi Evolusi Rider GE Takaful · ILP rider	Plan 150 (Deductible RM20,000)	RM 1,500,000annual limit	Unlimited	RM 150	—	Yes	VERIFIED
i-Medi Evolusi Rider GE Takaful · ILP rider	Plan 200 (Deductible RM20,000)	RM 2,000,000annual limit	Unlimited	RM 200	—	Yes	VERIFIED
MediAfya+ (Zurich MediAfya+) Zurich Takaful · ILP rider	Plan 200 (Deductible RM500)	RM 500,000annual limit	Unlimited	RM 200	—	Yes	VERIFIED
MediAfya+ (Zurich MediAfya+) Zurich Takaful · ILP rider	Plan 300 (Deductible RM500)	RM 1,000,000annual limit	Unlimited	RM 300	—	Yes	VERIFIED
MediAfya+ (Zurich MediAfya+) Zurich Takaful · ILP rider	Plan 200 (Deductible RM5,000)	RM 500,000annual limit	Unlimited	RM 200	—	Yes	VERIFIED
MediAfya+ (Zurich MediAfya+) Zurich Takaful · ILP rider	Plan 300 (Deductible RM5,000)	RM 1,000,000annual limit	Unlimited	RM 300	—	Yes	VERIFIED
A-Plus Health 360-i AIA PUBLIC · ILP rider	Plan 200 (Deductible RM500 per certificate year)	RM 1,500,000annual limit	Unlimited	RM 200	RM500 deductible per certificate year (items 1-8); 5% co-takaful per certificate year up to RM500 (items 9-10: outpatient illness treatment and outpatient physiotherapy); deductible and co-takaful not applicable to emergency treatment incl. accidents and treatment at Government healthcare facilities	—	VERIFIED
A-Plus Health 360-i AIA PUBLIC · ILP rider	Plan 200 (Deductible RM500 with SMART Option per certificate year)	RM 1,500,000annual limit	Unlimited	RM 200	RM500 deductible per certificate year (items 1-8); with SMART Option, RM500 deductible plus 20% co-takaful up to RM20,000 per certificate year applies if SMART Hospital visited/admitted without clinic referral and/or no specialist consultation (except emergency treatment) or treatment sought from non-SMART medical practitioner/provider; 5% co-takaful up to RM500 per certificate year (items 9-10); deductible/co-takaful not applicable to emergency treatment incl. accidents and Government healthcare facility treatment	—	VERIFIED
A-Plus Health 360-i AIA PUBLIC · ILP rider	Plan 300 (Deductible RM500 per certificate year)	RM 3,000,000annual limit	Unlimited	RM 300	RM500 deductible per certificate year (items 1-8); 5% co-takaful per certificate year up to RM500 (items 9-10: outpatient illness treatment and outpatient physiotherapy); deductible and co-takaful not applicable to emergency treatment incl. accidents and treatment at Government healthcare facilities	—	VERIFIED
A-Plus Health 360-i AIA PUBLIC · ILP rider	Plan 300 (Deductible RM500 with SMART Option per certificate year)	RM 3,000,000annual limit	Unlimited	RM 300	RM500 deductible per certificate year (items 1-8); with SMART Option, RM500 deductible plus 20% co-takaful up to RM20,000 per certificate year applies if SMART Hospital visited/admitted without clinic referral and/or no specialist consultation (except emergency treatment) or treatment sought from non-SMART medical practitioner/provider; 5% co-takaful up to RM500 per certificate year (items 9-10); deductible/co-takaful not applicable to emergency treatment incl. accidents and Government healthcare facility treatment	—	VERIFIED
i-Am Care AmMetLife Takaful · standalone	Plan 200	RM 100,000annual limit	Unlimited	RM 200	RM500 deductible per certificate year (not applicable to items 12/17/18, emergency treatment incl. accidents, and any medical treatment in Malaysian Government hospitals); no co-takaful if staying at eligible room & board; if staying at higher room & board than entitlement, bear the excess R&B rate plus 20% of other eligible benefits/expenses	Yes	VERIFIED
IKHLAS Medik Takaful IKHLAS · standalone	Plan 150	RM 250,000annual limit	Unlimited	RM 150	Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities	—	VERIFIED
IKHLAS Medik Takaful IKHLAS · standalone	Plan 250	RM 500,000annual limit	Unlimited	RM 250	Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities	—	VERIFIED
IKHLAS Medik Takaful IKHLAS · standalone	Plan 500	RM 1,000,000annual limit	Unlimited	RM 500	Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities	—	VERIFIED
MediKad TMKL · standalone	Standard	RM 550,000annual limit	Unlimited	RM 100	Deductible options: Full Protection (no deductible), RM2,000 or RM3,000 per disability; deductible waived at government hospitals and for R&B, govt hospital cash allowance, emergency accident outpatient, outpatient cancer, outpatient kidney dialysis and emergency treatment	Yes	VERIFIED
MediKad TMKL · standalone	Pro	RM 825,000annual limit	Unlimited	RM 150	Deductible options: Full Protection (no deductible), RM2,000 or RM3,000 per disability; deductible waived at government hospitals and for R&B, govt hospital cash allowance, emergency accident outpatient, outpatient cancer, outpatient kidney dialysis and emergency treatment	Yes	VERIFIED
MediKad TMKL · standalone	Max	RM 1,100,000annual limit	Unlimited	RM 200	Deductible options: Full Protection (no deductible), RM2,000 or RM3,000 per disability; deductible waived at government hospitals and for R&B, govt hospital cash allowance, emergency accident outpatient, outpatient cancer, outpatient kidney dialysis and emergency treatment	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 150A (Saver 500)	RM 500,000annual limit	Unlimited	RM 150	Deductible RM500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 150A (Co-Saver 10%)	RM 500,000annual limit	Unlimited	RM 150	Co-insurance 10% of eligible claims per policy year, subject to minimum RM500 and maximum RM3,000; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 150B (Saver 500)	RM 1,000,000annual limit	Unlimited	RM 150	Deductible RM500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 150B (Co-Saver 10%)	RM 1,000,000annual limit	Unlimited	RM 150	Co-insurance 10% of eligible claims per policy year, subject to minimum RM500 and maximum RM3,000; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 150B (SaverPro 2,500)	RM 1,500,000annual limit	Unlimited	RM 150	Deductible RM2,500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 150B (SaverPro 5,000)	RM 1,500,000annual limit	Unlimited	RM 150	Deductible RM5,000 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 200 (Saver 500)	RM 1,500,000annual limit	Unlimited	RM 200	Deductible RM500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 200 (Co-Saver 10%)	RM 1,500,000annual limit	Unlimited	RM 200	Co-insurance 10% of eligible claims per policy year, subject to minimum RM500 and maximum RM3,000; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 200 (SaverPro 2,500)	RM 2,000,000annual limit	Unlimited	RM 200	Deductible RM2,500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 200 (SaverPro 5,000)	RM 2,000,000annual limit	Unlimited	RM 200	Deductible RM5,000 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 200 (SaverPro 20,000)	RM 2,000,000annual limit	Unlimited	RM 200	Deductible RM20,000 per policy year; co-payment applies to emergency treatment; not applicable to Malaysian government hospital treatment, outpatient care and additional care benefits; one-time conversion to a lower deductible option at attained age 55 (effective at age 60)	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 200 (SaverPro 20,000 with Retirement)	RM 2,000,000annual limit	Unlimited	RM 200	Deductible RM20,000 per policy year; co-payment applies to emergency treatment; not applicable to Malaysian government hospital treatment, outpatient care and additional care benefits; auto-converts to SaverPro 2,500 (RM2,500 deductible) at attained age 60	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 300 (Saver 500)	RM 2,000,000annual limit	Unlimited	RM 300	Deductible RM500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 300 (Co-Saver 10%)	RM 2,000,000annual limit	Unlimited	RM 300	Co-insurance 10% of eligible claims per policy year, subject to minimum RM500 and maximum RM3,000; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 300 (SaverPro 2,500)	RM 2,500,000annual limit	Unlimited	RM 300	Deductible RM2,500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 300 (SaverPro 5,000)	RM 2,500,000annual limit	Unlimited	RM 300	Deductible RM5,000 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 300 (SaverPro 20,000)	RM 2,500,000annual limit	Unlimited	RM 300	Deductible RM20,000 per policy year; co-payment applies to emergency treatment; not applicable to Malaysian government hospital treatment, outpatient care and additional care benefits; one-time conversion to a lower deductible option at attained age 55 (effective at age 60)	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 300 (SaverPro 20,000 with Retirement)	RM 2,500,000annual limit	Unlimited	RM 300	Deductible RM20,000 per policy year; co-payment applies to emergency treatment; not applicable to Malaysian government hospital treatment, outpatient care and additional care benefits; auto-converts to SaverPro 2,500 (RM2,500 deductible) at attained age 60	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 500 (Saver 500)	RM 3,000,000annual limit	Unlimited	RM 500	Deductible RM500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iMediGuard Tokio Marine Life · ILP rider	Plan 500 (Co-Saver 10%)	RM 3,000,000annual limit	Unlimited	RM 500	Co-insurance 10% of eligible claims per policy year, subject to minimum RM500 and maximum RM3,000; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits	Yes	VERIFIED
iCareGuard Tokio Marine Life · ILP rider	RM500,000 (Rider Sum Assured)	RM 500,000annual limit	n/a	n/a	—	—	VERIFIED
iCareGuard Plus Tokio Marine Life · ILP rider	RM500,000 (Rider Sum Assured)	RM 500,000annual limit	n/a	n/a	—	—	VERIFIED
TokioMarine-MedicDefender Tokio Marine Life · standalone	Plan 1	RM 80R&B	n/a	RM 80	—	—	VERIFIED
TokioMarine-MedSecure Tokio Marine Life · standalone	Plan 100 (Deductible RM2,500)	RM 100,000annual limit	RM 1,000,000	RM 100	Deductible RM2,500 per policy year (applicable to benefits 1-11); no coinsurance	Yes	VERIFIED
TokioMarine-MedSecure Tokio Marine Life · standalone	Plan 100 (Deductible RM5,000)	RM 100,000annual limit	RM 1,000,000	RM 100	Deductible RM5,000 per policy year (applicable to benefits 1-11); no coinsurance	Yes	VERIFIED
TokioMarine-MedSecure Tokio Marine Life · standalone	Plan 150 (Deductible RM2,500)	RM 500,000annual limit	RM 5,000,000	RM 150	Deductible RM2,500 per policy year (applicable to benefits 1-11); no coinsurance	Yes	VERIFIED
TokioMarine-MedSecure Tokio Marine Life · standalone	Plan 150 (Deductible RM5,000)	RM 500,000annual limit	RM 5,000,000	RM 150	Deductible RM5,000 per policy year (applicable to benefits 1-11); no coinsurance	Yes	VERIFIED
Zurich Smart Health Zurich · standalone	Plan A	RM 1,000,000annual limit	Unlimited	RM 250	Deductible RM500 per year; waived for emergency treatment, outpatient kidney dialysis & cancer treatment, and treatment at Government Healthcare Facilities	Yes	VERIFIED
Zurich Smart Health Zurich · standalone	Plan B	RM 1,000,000annual limit	Unlimited	RM 250	Deductible RM5,000 per year; waived for emergency treatment, outpatient kidney dialysis & cancer treatment, and treatment at Government Healthcare Facilities	Yes	VERIFIED
Zurich iCare Medic Zurich · standalone	Plan 180	RM 500,000annual limit	Unlimited	RM 180	Deductible RM250 per policy year; waived for ICU/HDU admission and outpatient kidney dialysis & cancer treatment at Malaysian Government/Semi-Government Hospital	Yes	VERIFIED
MaxMedic Zurich · ILP rider	Plan 1	RM 50,000annual limit	RM 500,000	RM 110	10% co-insurance on hospital & surgical benefits (except room & board): min RM200, max RM1,000 per claim; outpatient treatment benefits: 10% up to max RM2,000 per claim; no deductible	—	VERIFIED
MaxMedic Zurich · ILP rider	Plan 2	RM 75,000annual limit	RM 750,000	RM 160	10% co-insurance on hospital & surgical benefits (except room & board): min RM200, max RM1,000 per claim; outpatient treatment benefits: 10% up to max RM2,000 per claim; no deductible	—	VERIFIED
MaxMedic Zurich · ILP rider	Plan 3	RM 100,000annual limit	RM 1,000,000	RM 210	10% co-insurance on hospital & surgical benefits (except room & board): min RM200, max RM1,000 per claim; outpatient treatment benefits: 10% up to max RM2,000 per claim; no deductible	—	VERIFIED
MaxMedic Zurich · ILP rider	Plan 4	RM 125,000annual limit	RM 1,250,000	RM 310	10% co-insurance on hospital & surgical benefits (except room & board): min RM200, max RM1,000 per claim; outpatient treatment benefits: 10% up to max RM2,000 per claim; no deductible	—	VERIFIED
MaxMedic Zurich · ILP rider	Plan 5	RM 150,000annual limit	RM 1,500,000	RM 400	10% co-insurance on hospital & surgical benefits (except room & board): min RM200, max RM1,000 per claim; outpatient treatment benefits: 10% up to max RM2,000 per claim; no deductible	—	VERIFIED
Zurich InfiniteCare Shield Zurich · ILP rider	Plan 300	RM 1,800,000annual limit	Unlimited	RM 300	Deductible options: RM0/250/5,000/50,000/100,000 per rider year; waived for admission to Malaysian Government/Semi-Government Hospital	—	VERIFIED
Zurich InfiniteCare Shield Zurich · ILP rider	Plan 500	RM 3,000,000annual limit	Unlimited	RM 500	Deductible options: RM250/5,000/10,000/50,000/100,000 per rider year; waived for admission to Malaysian Government/Semi-Government Hospital	—	VERIFIED

[!] Where a tier shows customer-selected, the annual limit is chosen by the customer at application time (Medical Value Point pattern on ILP riders) — the published PDS does not fix a tier-level amount. Where the axis shows "R&B", the annual limit is not disclosed in the PDS; room & board is the fixed published figure.

PRUValue Med RM 150

Prudential · Plan 150

LIFETIME: Not stated
ROOM & BOARD: RM 150
CO-PAY: Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen
RENEWABLE: Yes
STATUS: VERIFIED

PRUValue Med RM 200

Prudential · Plan 200

LIFETIME: Not stated
ROOM & BOARD: RM 200
CO-PAY: Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen
RENEWABLE: Yes
STATUS: VERIFIED

PRUValue Med RM 300

Prudential · Plan 300

LIFETIME: Not stated
ROOM & BOARD: RM 300
CO-PAY: Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen
RENEWABLE: Yes
STATUS: VERIFIED

PRUValue Med RM 400

Prudential · Plan 400

LIFETIME: Not stated
ROOM & BOARD: RM 400
CO-PAY: Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen
RENEWABLE: Yes
STATUS: VERIFIED

PRUValue Med RM 500

Prudential · Plan 500

LIFETIME: Not stated
ROOM & BOARD: RM 500
CO-PAY: Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen
RENEWABLE: Yes
STATUS: VERIFIED

PRUValue Med RM 600

Prudential · Plan 600

LIFETIME: Not stated
ROOM & BOARD: RM 600
CO-PAY: Optional Med Saver RM300/1,000/3,000/5,000/10,000 (per disability) or Deductible RM20,000/50,000/75,000/100,000 (per annexure year); no fixed amount if neither chosen
RENEWABLE: Yes
STATUS: VERIFIED

Health360 RM 200

PruBSN · Plan 200

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000
RENEWABLE: Yes
STATUS: VERIFIED

Health360 RM 300

PruBSN · Plan 300

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000
RENEWABLE: Yes
STATUS: VERIFIED

Health360 RM 400

PruBSN · Plan 400

LIFETIME: Unlimited
ROOM & BOARD: RM 400
CO-PAY: Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000
RENEWABLE: Yes
STATUS: VERIFIED

Health360 RM 500

PruBSN · Plan 500

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000
RENEWABLE: Yes
STATUS: VERIFIED

Health360 RM 1,000

PruBSN · Plan 1000

LIFETIME: Unlimited
ROOM & BOARD: RM 1,000
CO-PAY: Deductible RM500/1,000/3,000; 10% Co-takaful (min RM1,000, max RM5,000); Auto-switch (10% co-takaful yrs 1-5 then Deductible RM1,000); High Deductible RM10,000/50,000
RENEWABLE: Yes
STATUS: VERIFIED

A-Plus Health 2 RM 1,500,000

AIA · Plan 200

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: RM500 deductible per any one disability (in-patient items 1-3) with SMART Option; plus 20% coinsurance up to RM20,000 per disability (items 1-5, 7) if no GP referral, no specialist consultation, or treatment not via SMART Medical Practitioner at SMART Panel Provider; deductible/coinsurance not applied to emergency treatment incl. accidents, post-hospitalisation cancer & kidney dialysis treatment, or Government healthcare facility treatment; brochure (0626) shows alternative Cost Saving Option of RM20,000 deductible per year with auto conversion to RM500 per disability at age 60
RENEWABLE: Yes
STATUS: VERIFIED

A-Plus Health 2 RM 1,700,000

AIA · Plan 300

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: RM500 deductible per any one disability (in-patient items 1-3) with SMART Option; plus 20% coinsurance up to RM20,000 per disability (items 1-5, 7) if no GP referral, no specialist consultation, or treatment not via SMART Medical Practitioner at SMART Panel Provider; deductible/coinsurance not applied to emergency treatment incl. accidents, post-hospitalisation cancer & kidney dialysis treatment, or Government healthcare facility treatment; brochure (0626) shows alternative Cost Saving Option of RM20,000 deductible per year with auto conversion to RM500 per disability at age 60
RENEWABLE: Yes
STATUS: VERIFIED

A-Plus Health 360 RM 3,000,000

AIA · Standard (Deductible RM500 per rider year)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM500 per rider year (in-patient items 1-9); 5% coinsurance up to RM500 per rider year (out-patient items 10-11); deductible and coinsurance waived for emergency treatment incl. accidents and treatment at Government healthcare facilities; coinsurance amount offsets deductible in a rider year and vice versa
RENEWABLE: —
STATUS: VERIFIED

A-Plus Health 360 RM 3,000,000

AIA · Standard (Deductible RM1,000 per rider year)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM1,000 per rider year (in-patient items 1-9); 5% coinsurance up to RM500 per rider year (out-patient items 10-11); deductible and coinsurance waived for emergency treatment incl. accidents and treatment at Government healthcare facilities; coinsurance amount offsets deductible in a rider year and vice versa
RENEWABLE: —
STATUS: VERIFIED

A-Plus Health 360 RM 3,000,000

AIA · Standard (Deductible RM3,000 per rider year)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM3,000 per rider year (in-patient items 1-9); 5% coinsurance up to RM500 per rider year (out-patient items 10-11); deductible and coinsurance waived for emergency treatment incl. accidents and treatment at Government healthcare facilities; coinsurance amount offsets deductible in a rider year and vice versa
RENEWABLE: —
STATUS: VERIFIED

HealthAssured RM 3,000,000

Allianz · 5% Co-Insurance

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: 5% co-insurance up to RM1,000 per policy year (Cost Saving Option)
RENEWABLE: Yes
STATUS: VERIFIED

HealthAssured RM 3,000,000

Allianz · 15% Co-Insurance

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: 15% co-insurance up to RM2,500 per policy year (Cost Saving Option)
RENEWABLE: Yes
STATUS: VERIFIED

OneMedical RM 50,000

Etiqa · Plan 1

LIFETIME: Unlimited
ROOM & BOARD: RM 160
CO-PAY: Optional deductible RM1,000 per hospitalisation (applies to Inpatient & Day Care Surgery benefits only); RM0/no-deductible option; no coinsurance
RENEWABLE: No
STATUS: VERIFIED

OneMedical RM 100,000

Etiqa · Plan 2

LIFETIME: Unlimited
ROOM & BOARD: RM 280
CO-PAY: Optional deductible RM1,000 per hospitalisation (applies to Inpatient & Day Care Surgery benefits only); RM0/no-deductible option; no coinsurance
RENEWABLE: No
STATUS: VERIFIED

OneMedical RM 150,000

Etiqa · Plan 3

LIFETIME: Unlimited
ROOM & BOARD: RM 360
CO-PAY: Optional deductible RM1,000 per hospitalisation (applies to Inpatient & Day Care Surgery benefits only); RM0/no-deductible option; no coinsurance
RENEWABLE: No
STATUS: VERIFIED

EzyMedical RM 200,000

Etiqa · Plan 1

LIFETIME: Unlimited
ROOM & BOARD: RM 400
CO-PAY: Deductible options RM500 or RM1,000 per policy year (applies to benefits 3-17; not applied to government hospital care, emergency treatment, or post-hosp cancer/kidney dialysis follow-up); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

EzyMedical RM 350,000

Etiqa · Plan 2

LIFETIME: Unlimited
ROOM & BOARD: RM 400
CO-PAY: Deductible options RM500 or RM1,000 per policy year (applies to benefits 3-17; not applied to government hospital care, emergency treatment, or post-hosp cancer/kidney dialysis follow-up); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

IL Ultimate Health RM 1,000,000

Etiqa · Plan 1

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible options RM500, RM20,000 or RM40,000 per policy year (items 19, 20, 26, 27, 28 not subject to deductible); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

IL Ultimate Health RM 1,500,000

Etiqa · Plan 2

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible options RM500, RM20,000 or RM40,000 per policy year (items 19, 20, 26, 27, 28 not subject to deductible); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

IL Ultimate Health RM 1,800,000

Etiqa · Plan 3

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible options RM500, RM20,000 or RM40,000 per policy year (items 19, 20, 26, 27, 28 not subject to deductible); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

IL Ultimate Health RM 2,000,000

Etiqa · Plan 4

LIFETIME: Unlimited
ROOM & BOARD: RM 400
CO-PAY: Deductible options RM500, RM20,000 or RM40,000 per policy year (items 19, 20, 26, 27, 28 not subject to deductible); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

Shield Medi Care Max RM 2,000,000

Sun Life · Plan 200

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible options RM500, RM10,000 or RM30,000 per policy year (RM30,000 option drops to RM500 after age 60; emergency accidental dental/outpatient, outpatient cancer & kidney dialysis, govt hospital care not subject to deductible); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

Shield Medi Care Max RM 3,000,000

Sun Life · Plan 300

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible options RM500, RM10,000 or RM30,000 per policy year (RM30,000 option drops to RM500 after age 60; emergency accidental dental/outpatient, outpatient cancer & kidney dialysis, govt hospital care not subject to deductible); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

Multi Medic RM 110,000

Generali · Base Plan 1

LIFETIME: Unlimited
ROOM & BOARD: RM 165
CO-PAY: No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 5,500 / Option 3 11,000; TCM subject to 20% co-payment
RENEWABLE: Yes
STATUS: VERIFIED

Multi Medic RM 165,000

Generali · Base Plan 2

LIFETIME: Unlimited
ROOM & BOARD: RM 275
CO-PAY: No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 8,250 / Option 3 16,500; TCM subject to 20% co-payment
RENEWABLE: Yes
STATUS: VERIFIED

Multi Medic RM 330,000

Generali · Base Plan 3

LIFETIME: Unlimited
ROOM & BOARD: RM 385
CO-PAY: No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 11,000 / Option 3 22,000; TCM subject to 20% co-payment
RENEWABLE: Yes
STATUS: VERIFIED

Multi Medic RM 550,000

Generali · Prime Plan 1

LIFETIME: Unlimited
ROOM & BOARD: RM 550
CO-PAY: No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 16,500 / Option 3 27,500; TCM subject to 20% co-payment
RENEWABLE: Yes
STATUS: VERIFIED

Multi Medic RM 825,000

Generali · Prime Plan 2

LIFETIME: Unlimited
ROOM & BOARD: RM 1,100
CO-PAY: No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 22,000 / Option 3 33,000; TCM subject to 20% co-payment
RENEWABLE: Yes
STATUS: VERIFIED

Multi Medic RM 1,100,000

Generali · Prime Plan 3

LIFETIME: Unlimited
ROOM & BOARD: RM 3,300
CO-PAY: No coinsurance on main benefits; deductible per disability (Part A only) options: Option 1 RM0 / Option 2 33,000 / Option 3 55,000; TCM subject to 20% co-payment
RENEWABLE: Yes
STATUS: VERIFIED

OneMedic Plus RM 250,000

Generali · Lite 1

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Basic Co-Insurance 5% min RM500 max RM1,000 per policy year; or deductible RM5,000 or RM10,000 per policy year; co-payment waived for accident/emergency treatment, Malaysian government hospital/healthcare facility, and outpatient cancer/kidney dialysis claims
RENEWABLE: Yes
STATUS: VERIFIED

OneMedic Plus RM 500,000

Generali · Lite 2

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Basic Co-Insurance 5% min RM500 max RM1,000 per policy year; or deductible RM5,000 or RM10,000 per policy year; co-payment waived for accident/emergency treatment, Malaysian government hospital/healthcare facility, and outpatient cancer/kidney dialysis claims
RENEWABLE: Yes
STATUS: VERIFIED

OneMedic Plus RM 1,500,000

Generali · Elite 1

LIFETIME: Unlimited
ROOM & BOARD: RM 250
CO-PAY: Basic Co-Insurance 5% min RM500 max RM2,000 per policy year; or deductible RM5,000 or RM10,000 per policy year; co-payment waived for accident/emergency treatment, Malaysian government hospital/healthcare facility, and outpatient cancer/kidney dialysis claims
RENEWABLE: Yes
STATUS: VERIFIED

OneMedic Plus RM 2,500,000

Generali · Elite 2

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Basic Co-Insurance 5% min RM500 max RM2,000 per policy year; or deductible RM5,000 or RM10,000 per policy year; co-payment waived for accident/emergency treatment, Malaysian government hospital/healthcare facility, and outpatient cancer/kidney dialysis claims
RENEWABLE: Yes
STATUS: VERIFIED

AMP MED XPNSE RM 100,000

AmMetLife · RM500 Deductible

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible RM500 or RM2,500 per policy year; waived for outpatient cancer treatment, outpatient kidney dialysis, emergency accidental outpatient & dental treatment, outpatient follow-up treatment arising from critical illnesses, and treatment at government healthcare facilities; no coinsurance
RENEWABLE: No
STATUS: VERIFIED

AMP MED XPNSE RM 100,000

AmMetLife · RM2,500 Deductible

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible RM500 or RM2,500 per policy year; waived for outpatient cancer treatment, outpatient kidney dialysis, emergency accidental outpatient & dental treatment, outpatient follow-up treatment arising from critical illnesses, and treatment at government healthcare facilities; no coinsurance
RENEWABLE: No
STATUS: VERIFIED

Manulife Health Saver Enrich (MHSE) RM 3,000,000

Manulife · MHSE 200

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible options RM500/RM1,000/RM5,000/RM10,000 per year per covered member; 5% co-insurance on Outpatient Illness Treatment subject to max co-insurance RM150/year; main hospital & surgical benefits payable as charged less deductible
RENEWABLE: Yes
STATUS: VERIFIED

HLA MediShield III Rider RM 2,500,000

HLA · Plan 200

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM2,500 pre-retirement / RM2,500 post-retirement (per PDS comparison table); benefits payable on pay-first-claim-later basis, cashless only upon issuance of Guarantee Letter
RENEWABLE: Yes
STATUS: VERIFIED

M-Health Secure RM 1,000,000

MCIS · Plan 150 (Deductible RM500)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible RM500 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-Health Secure RM 1,000,000

MCIS · Plan 150 (Deductible RM5,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible RM5,000 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-Health Secure RM 1,200,000

MCIS · Plan 200 (Deductible RM500)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM500 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-Health Secure RM 1,200,000

MCIS · Plan 200 (Deductible RM5,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM5,000 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-Health Secure RM 1,500,000

MCIS · Plan 300 (Deductible RM500)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM500 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-Health Secure RM 1,500,000

MCIS · Plan 300 (Deductible RM5,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM5,000 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-Health Secure RM 1,800,000

MCIS · Plan 400 (Deductible RM500)

LIFETIME: Unlimited
ROOM & BOARD: RM 400
CO-PAY: Deductible RM500 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-Health Secure RM 1,800,000

MCIS · Plan 400 (Deductible RM5,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 400
CO-PAY: Deductible RM5,000 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-Health Secure RM 2,000,000

MCIS · Plan 500 (Deductible RM500)

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Deductible RM500 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-Health Secure RM 2,000,000

MCIS · Plan 500 (Deductible RM5,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Deductible RM5,000 per policy year (applicable to items 4-19, 21, 24, 25 of Schedule of Benefits); waived for treatment at Malaysian Government Hospital or Emergency Treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-MedEssential RM 150,000

MCIS · Plan 150 (Deductible RM0)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible RM0 per disability (applicable to items 3-17 and 21 of Schedule of Benefits); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-MedEssential RM 150,000

MCIS · Plan 150 (Deductible RM300)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible RM300 per disability (applicable to items 3-17 and 21 of Schedule of Benefits); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-MedEssential RM 200,000

MCIS · Plan 200 (Deductible RM0)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM0 per disability (applicable to items 3-17 and 21 of Schedule of Benefits); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-MedEssential RM 200,000

MCIS · Plan 200 (Deductible RM300)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM300 per disability (applicable to items 3-17 and 21 of Schedule of Benefits); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-MedPro RM 1,000,000

MCIS · Plan 300 (Deductible RM0)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM0 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-MedPro RM 1,000,000

MCIS · Plan 300 (Deductible RM300)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM300 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-MedPro RM 1,500,000

MCIS · Plan 400 (Deductible RM0)

LIFETIME: Unlimited
ROOM & BOARD: RM 400
CO-PAY: Deductible RM0 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-MedPro RM 1,500,000

MCIS · Plan 400 (Deductible RM300)

LIFETIME: Unlimited
ROOM & BOARD: RM 400
CO-PAY: Deductible RM300 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-MedPro RM 2,000,000

MCIS · Plan 500 (Deductible RM0)

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Deductible RM0 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

M-MedPro RM 2,000,000

MCIS · Plan 500 (Deductible RM300)

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Deductible RM300 per disability (applicable to items 3-17 and 23-25 of Schedule of Benefits); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

Allianz HealthInsured RM 5,000,000

Allianz · Allianz HealthInsured

LIFETIME: Unlimited
ROOM & BOARD: —
CO-PAY: flexible deductible options
RENEWABLE: —
STATUS: VERIFIED

i-MedicalCard Elite RM 200,000

Etiqa Family · Plan 1

LIFETIME: Unlimited
ROOM & BOARD: RM 350
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

i-MedicalCard Elite RM 250,000

Etiqa Family · Plan 2

LIFETIME: Unlimited
ROOM & BOARD: RM 400
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

MEDIC eDGE Takaful —

Etiqa Family · n/a

LIFETIME: Unlimited
ROOM & BOARD: —
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

OneMedical Takaful RM 60,000

Etiqa Family · Plan 1

LIFETIME: Unlimited
ROOM & BOARD: RM 120
CO-PAY: not disclosed
RENEWABLE: No
STATUS: VERIFIED

OneMedical Takaful RM 120,000

Etiqa Family · Plan 2

LIFETIME: Unlimited
ROOM & BOARD: RM 220
CO-PAY: not disclosed
RENEWABLE: No
STATUS: VERIFIED

OneMedical Takaful RM 160,000

Etiqa Family · Plan 3

LIFETIME: Unlimited
ROOM & BOARD: RM 320
CO-PAY: not disclosed
RENEWABLE: No
STATUS: VERIFIED

Takafulink Medical Plus RM 1,000,000

Etiqa Family · Plan 1

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Takafulink Medical Plus RM 1,500,000

Etiqa Family · Plan 2

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Takafulink Medical Plus RM 1,800,000

Etiqa Family · Plan 3

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Takafulink Medical Plus RM 2,000,000

Etiqa Family · Plan 4

LIFETIME: Unlimited
ROOM & BOARD: RM 400
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Takafulink Medical Plus RM 2,300,000

Etiqa Family · Plan 5

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Prime Medi Care Max-i RM 2,000,000

Sun Life Takaful · Plan 200

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Prime Medi Care Max-i RM 3,000,000

Sun Life Takaful · Plan 300

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Sun MediMax-i RM 300,000

Sun Life Takaful · Plan 20K

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Sun MediMax-i RM 450,000

Sun Life Takaful · Plan 30K

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Sun MediMax-i RM 750,000

Sun Life Takaful · Plan 50K

LIFETIME: Unlimited
ROOM & BOARD: RM 250
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Sun MediMax-i RM 1,125,000

Sun Life Takaful · Plan 75K

LIFETIME: Unlimited
ROOM & BOARD: RM 250
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Sun MediMax-i RM 1,500,000

Sun Life Takaful · Plan 100K

LIFETIME: Unlimited
ROOM & BOARD: RM 350
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

Sun MediMax-i RM 3,000,000

Sun Life Takaful · Plan 200K

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: not disclosed
RENEWABLE: Yes
STATUS: VERIFIED

FWD Medical Care+ RM 50,000

FWD Takaful · Medical Plus

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Optional deductible RM0/RM1,000/RM2,000 per year; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

FWD Medical Care+ RM 150,000

FWD Takaful · Medical Pro

LIFETIME: Unlimited
ROOM & BOARD: RM 250
CO-PAY: Optional deductible RM0/RM1,000/RM2,000 per year; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

FWD Medical Rider RM 200,000

FWD Takaful · Plan 1

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Optional deductible RM0/RM500/RM1,000/RM10,000/RM50,000 per annum (Plan 1-3); Plan 4: RM10,000 or RM50,000; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance
RENEWABLE: —
STATUS: VERIFIED

FWD Medical Rider RM 300,000

FWD Takaful · Plan 2

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Optional deductible RM0/RM500/RM1,000/RM10,000/RM50,000 per annum (Plan 1-3); Plan 4: RM10,000 or RM50,000; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance
RENEWABLE: —
STATUS: VERIFIED

FWD Medical Rider RM 500,000

FWD Takaful · Plan 3

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Optional deductible RM0/RM500/RM1,000/RM10,000/RM50,000 per annum (Plan 1-3); Plan 4: RM10,000 or RM50,000; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance
RENEWABLE: —
STATUS: VERIFIED

FWD Medical Rider RM 2,000,000

FWD Takaful · Plan 4

LIFETIME: Unlimited
ROOM & BOARD: RM 2,000
CO-PAY: Optional deductible RM0/RM500/RM1,000/RM10,000/RM50,000 per annum (Plan 1-3); Plan 4: RM10,000 or RM50,000; deductible waived for major accidents (ICU admission, coma of at least 3 days, medically necessary surgery), major claims (cancer, heart attack, stroke, coronary artery bypass surgery, kidney failure), emergency department red-zone visits, and Malaysian government hospital treatment; no coinsurance
RENEWABLE: —
STATUS: VERIFIED

FWD Medical Plus Rider RM 500,000

FWD Takaful · Plan A

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Optional deductible RM0/RM5,000 per year; deductible not applied to extended care benefits, treatment at Malaysian government hospitals (incl. daily hospital cash allowance), emergency department red-zone visits, and outpatient treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

FWD Medical Plus Rider RM 1,000,000

FWD Takaful · Plan B

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Optional deductible RM0/RM5,000 per year; deductible not applied to extended care benefits, treatment at Malaysian government hospitals (incl. daily hospital cash allowance), emergency department red-zone visits, and outpatient treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

FWD Medical Plus Rider RM 2,000,000

FWD Takaful · Plan C

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Optional deductible RM0/RM5,000 per year; deductible not applied to extended care benefits, treatment at Malaysian government hospitals (incl. daily hospital cash allowance), emergency department red-zone visits, and outpatient treatment; no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

i-Medi Evolusi Rider RM 1,500,000

GE Takaful · Plan 150 (Deductible RM500)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: —
RENEWABLE: Yes
STATUS: VERIFIED

i-Medi Evolusi Rider RM 2,000,000

GE Takaful · Plan 200 (Deductible RM500)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: —
RENEWABLE: Yes
STATUS: VERIFIED

i-Medi Evolusi Rider RM 1,500,000

GE Takaful · Plan 150 (Deductible RM3,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: —
RENEWABLE: Yes
STATUS: VERIFIED

i-Medi Evolusi Rider RM 2,000,000

GE Takaful · Plan 200 (Deductible RM3,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: —
RENEWABLE: Yes
STATUS: VERIFIED

i-Medi Evolusi Rider RM 1,500,000

GE Takaful · Plan 150 (Deductible RM20,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: —
RENEWABLE: Yes
STATUS: VERIFIED

i-Medi Evolusi Rider RM 2,000,000

GE Takaful · Plan 200 (Deductible RM20,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: —
RENEWABLE: Yes
STATUS: VERIFIED

MediAfya+ (Zurich MediAfya+) RM 500,000

Zurich Takaful · Plan 200 (Deductible RM500)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: —
RENEWABLE: Yes
STATUS: VERIFIED

MediAfya+ (Zurich MediAfya+) RM 1,000,000

Zurich Takaful · Plan 300 (Deductible RM500)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: —
RENEWABLE: Yes
STATUS: VERIFIED

MediAfya+ (Zurich MediAfya+) RM 500,000

Zurich Takaful · Plan 200 (Deductible RM5,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: —
RENEWABLE: Yes
STATUS: VERIFIED

MediAfya+ (Zurich MediAfya+) RM 1,000,000

Zurich Takaful · Plan 300 (Deductible RM5,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: —
RENEWABLE: Yes
STATUS: VERIFIED

A-Plus Health 360-i RM 1,500,000

AIA PUBLIC · Plan 200 (Deductible RM500 per certificate year)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: RM500 deductible per certificate year (items 1-8); 5% co-takaful per certificate year up to RM500 (items 9-10: outpatient illness treatment and outpatient physiotherapy); deductible and co-takaful not applicable to emergency treatment incl. accidents and treatment at Government healthcare facilities
RENEWABLE: —
STATUS: VERIFIED

A-Plus Health 360-i RM 1,500,000

AIA PUBLIC · Plan 200 (Deductible RM500 with SMART Option per certificate year)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: RM500 deductible per certificate year (items 1-8); with SMART Option, RM500 deductible plus 20% co-takaful up to RM20,000 per certificate year applies if SMART Hospital visited/admitted without clinic referral and/or no specialist consultation (except emergency treatment) or treatment sought from non-SMART medical practitioner/provider; 5% co-takaful up to RM500 per certificate year (items 9-10); deductible/co-takaful not applicable to emergency treatment incl. accidents and Government healthcare facility treatment
RENEWABLE: —
STATUS: VERIFIED

A-Plus Health 360-i RM 3,000,000

AIA PUBLIC · Plan 300 (Deductible RM500 per certificate year)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: RM500 deductible per certificate year (items 1-8); 5% co-takaful per certificate year up to RM500 (items 9-10: outpatient illness treatment and outpatient physiotherapy); deductible and co-takaful not applicable to emergency treatment incl. accidents and treatment at Government healthcare facilities
RENEWABLE: —
STATUS: VERIFIED

A-Plus Health 360-i RM 3,000,000

AIA PUBLIC · Plan 300 (Deductible RM500 with SMART Option per certificate year)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: RM500 deductible per certificate year (items 1-8); with SMART Option, RM500 deductible plus 20% co-takaful up to RM20,000 per certificate year applies if SMART Hospital visited/admitted without clinic referral and/or no specialist consultation (except emergency treatment) or treatment sought from non-SMART medical practitioner/provider; 5% co-takaful up to RM500 per certificate year (items 9-10); deductible/co-takaful not applicable to emergency treatment incl. accidents and Government healthcare facility treatment
RENEWABLE: —
STATUS: VERIFIED

i-Am Care RM 100,000

AmMetLife Takaful · Plan 200

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: RM500 deductible per certificate year (not applicable to items 12/17/18, emergency treatment incl. accidents, and any medical treatment in Malaysian Government hospitals); no co-takaful if staying at eligible room & board; if staying at higher room & board than entitlement, bear the excess R&B rate plus 20% of other eligible benefits/expenses
RENEWABLE: Yes
STATUS: VERIFIED

IKHLAS Medik RM 250,000

Takaful IKHLAS · Plan 150

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities
RENEWABLE: —
STATUS: VERIFIED

IKHLAS Medik RM 500,000

Takaful IKHLAS · Plan 250

LIFETIME: Unlimited
ROOM & BOARD: RM 250
CO-PAY: Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities
RENEWABLE: —
STATUS: VERIFIED

IKHLAS Medik RM 1,000,000

Takaful IKHLAS · Plan 500

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Deductible option RM500 or RM10,000 per takaful certificate year; waived for emergency treatment (incl. accidents), outpatient follow-up for critical illnesses (cancer/kidney dialysis) and treatment at government healthcare facilities
RENEWABLE: —
STATUS: VERIFIED

MediKad RM 550,000

TMKL · Standard

LIFETIME: Unlimited
ROOM & BOARD: RM 100
CO-PAY: Deductible options: Full Protection (no deductible), RM2,000 or RM3,000 per disability; deductible waived at government hospitals and for R&B, govt hospital cash allowance, emergency accident outpatient, outpatient cancer, outpatient kidney dialysis and emergency treatment
RENEWABLE: Yes
STATUS: VERIFIED

MediKad RM 825,000

TMKL · Pro

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible options: Full Protection (no deductible), RM2,000 or RM3,000 per disability; deductible waived at government hospitals and for R&B, govt hospital cash allowance, emergency accident outpatient, outpatient cancer, outpatient kidney dialysis and emergency treatment
RENEWABLE: Yes
STATUS: VERIFIED

MediKad RM 1,100,000

TMKL · Max

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible options: Full Protection (no deductible), RM2,000 or RM3,000 per disability; deductible waived at government hospitals and for R&B, govt hospital cash allowance, emergency accident outpatient, outpatient cancer, outpatient kidney dialysis and emergency treatment
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 500,000

Tokio Marine Life · Plan 150A (Saver 500)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible RM500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 500,000

Tokio Marine Life · Plan 150A (Co-Saver 10%)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Co-insurance 10% of eligible claims per policy year, subject to minimum RM500 and maximum RM3,000; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 1,000,000

Tokio Marine Life · Plan 150B (Saver 500)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible RM500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 1,000,000

Tokio Marine Life · Plan 150B (Co-Saver 10%)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Co-insurance 10% of eligible claims per policy year, subject to minimum RM500 and maximum RM3,000; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 1,500,000

Tokio Marine Life · Plan 150B (SaverPro 2,500)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible RM2,500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 1,500,000

Tokio Marine Life · Plan 150B (SaverPro 5,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 150
CO-PAY: Deductible RM5,000 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 1,500,000

Tokio Marine Life · Plan 200 (Saver 500)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 1,500,000

Tokio Marine Life · Plan 200 (Co-Saver 10%)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Co-insurance 10% of eligible claims per policy year, subject to minimum RM500 and maximum RM3,000; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 2,000,000

Tokio Marine Life · Plan 200 (SaverPro 2,500)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM2,500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 2,000,000

Tokio Marine Life · Plan 200 (SaverPro 5,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM5,000 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 2,000,000

Tokio Marine Life · Plan 200 (SaverPro 20,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM20,000 per policy year; co-payment applies to emergency treatment; not applicable to Malaysian government hospital treatment, outpatient care and additional care benefits; one-time conversion to a lower deductible option at attained age 55 (effective at age 60)
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 2,000,000

Tokio Marine Life · Plan 200 (SaverPro 20,000 with Retirement)

LIFETIME: Unlimited
ROOM & BOARD: RM 200
CO-PAY: Deductible RM20,000 per policy year; co-payment applies to emergency treatment; not applicable to Malaysian government hospital treatment, outpatient care and additional care benefits; auto-converts to SaverPro 2,500 (RM2,500 deductible) at attained age 60
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 2,000,000

Tokio Marine Life · Plan 300 (Saver 500)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 2,000,000

Tokio Marine Life · Plan 300 (Co-Saver 10%)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Co-insurance 10% of eligible claims per policy year, subject to minimum RM500 and maximum RM3,000; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 2,500,000

Tokio Marine Life · Plan 300 (SaverPro 2,500)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM2,500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 2,500,000

Tokio Marine Life · Plan 300 (SaverPro 5,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM5,000 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 2,500,000

Tokio Marine Life · Plan 300 (SaverPro 20,000)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM20,000 per policy year; co-payment applies to emergency treatment; not applicable to Malaysian government hospital treatment, outpatient care and additional care benefits; one-time conversion to a lower deductible option at attained age 55 (effective at age 60)
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 2,500,000

Tokio Marine Life · Plan 300 (SaverPro 20,000 with Retirement)

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible RM20,000 per policy year; co-payment applies to emergency treatment; not applicable to Malaysian government hospital treatment, outpatient care and additional care benefits; auto-converts to SaverPro 2,500 (RM2,500 deductible) at attained age 60
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 3,000,000

Tokio Marine Life · Plan 500 (Saver 500)

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Deductible RM500 per policy year; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iMediGuard RM 3,000,000

Tokio Marine Life · Plan 500 (Co-Saver 10%)

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Co-insurance 10% of eligible claims per policy year, subject to minimum RM500 and maximum RM3,000; not applicable to emergency treatment, Malaysian government hospital treatment, outpatient care and additional care benefits
RENEWABLE: Yes
STATUS: VERIFIED

iCareGuard RM 500,000

Tokio Marine Life · RM500,000 (Rider Sum Assured)

LIFETIME: n/a
ROOM & BOARD: n/a
CO-PAY: —
RENEWABLE: —
STATUS: VERIFIED

iCareGuard Plus RM 500,000

Tokio Marine Life · RM500,000 (Rider Sum Assured)

LIFETIME: n/a
ROOM & BOARD: n/a
CO-PAY: —
RENEWABLE: —
STATUS: VERIFIED

TokioMarine-MedicDefender RM 80

Tokio Marine Life · Plan 1

LIFETIME: n/a
ROOM & BOARD: RM 80
CO-PAY: —
RENEWABLE: —
STATUS: VERIFIED

TokioMarine-MedSecure RM 100,000

Tokio Marine Life · Plan 100 (Deductible RM2,500)

LIFETIME: RM 1,000,000
ROOM & BOARD: RM 100
CO-PAY: Deductible RM2,500 per policy year (applicable to benefits 1-11); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

TokioMarine-MedSecure RM 100,000

Tokio Marine Life · Plan 100 (Deductible RM5,000)

LIFETIME: RM 1,000,000
ROOM & BOARD: RM 100
CO-PAY: Deductible RM5,000 per policy year (applicable to benefits 1-11); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

TokioMarine-MedSecure RM 500,000

Tokio Marine Life · Plan 150 (Deductible RM2,500)

LIFETIME: RM 5,000,000
ROOM & BOARD: RM 150
CO-PAY: Deductible RM2,500 per policy year (applicable to benefits 1-11); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

TokioMarine-MedSecure RM 500,000

Tokio Marine Life · Plan 150 (Deductible RM5,000)

LIFETIME: RM 5,000,000
ROOM & BOARD: RM 150
CO-PAY: Deductible RM5,000 per policy year (applicable to benefits 1-11); no coinsurance
RENEWABLE: Yes
STATUS: VERIFIED

Zurich Smart Health RM 1,000,000

Zurich · Plan A

LIFETIME: Unlimited
ROOM & BOARD: RM 250
CO-PAY: Deductible RM500 per year; waived for emergency treatment, outpatient kidney dialysis & cancer treatment, and treatment at Government Healthcare Facilities
RENEWABLE: Yes
STATUS: VERIFIED

Zurich Smart Health RM 1,000,000

Zurich · Plan B

LIFETIME: Unlimited
ROOM & BOARD: RM 250
CO-PAY: Deductible RM5,000 per year; waived for emergency treatment, outpatient kidney dialysis & cancer treatment, and treatment at Government Healthcare Facilities
RENEWABLE: Yes
STATUS: VERIFIED

Zurich iCare Medic RM 500,000

Zurich · Plan 180

LIFETIME: Unlimited
ROOM & BOARD: RM 180
CO-PAY: Deductible RM250 per policy year; waived for ICU/HDU admission and outpatient kidney dialysis & cancer treatment at Malaysian Government/Semi-Government Hospital
RENEWABLE: Yes
STATUS: VERIFIED

MaxMedic RM 50,000

Zurich · Plan 1

LIFETIME: RM 500,000
ROOM & BOARD: RM 110
CO-PAY: 10% co-insurance on hospital & surgical benefits (except room & board): min RM200, max RM1,000 per claim; outpatient treatment benefits: 10% up to max RM2,000 per claim; no deductible
RENEWABLE: —
STATUS: VERIFIED

MaxMedic RM 75,000

Zurich · Plan 2

LIFETIME: RM 750,000
ROOM & BOARD: RM 160
CO-PAY: 10% co-insurance on hospital & surgical benefits (except room & board): min RM200, max RM1,000 per claim; outpatient treatment benefits: 10% up to max RM2,000 per claim; no deductible
RENEWABLE: —
STATUS: VERIFIED

MaxMedic RM 100,000

Zurich · Plan 3

LIFETIME: RM 1,000,000
ROOM & BOARD: RM 210
CO-PAY: 10% co-insurance on hospital & surgical benefits (except room & board): min RM200, max RM1,000 per claim; outpatient treatment benefits: 10% up to max RM2,000 per claim; no deductible
RENEWABLE: —
STATUS: VERIFIED

MaxMedic RM 125,000

Zurich · Plan 4

LIFETIME: RM 1,250,000
ROOM & BOARD: RM 310
CO-PAY: 10% co-insurance on hospital & surgical benefits (except room & board): min RM200, max RM1,000 per claim; outpatient treatment benefits: 10% up to max RM2,000 per claim; no deductible
RENEWABLE: —
STATUS: VERIFIED

MaxMedic RM 150,000

Zurich · Plan 5

LIFETIME: RM 1,500,000
ROOM & BOARD: RM 400
CO-PAY: 10% co-insurance on hospital & surgical benefits (except room & board): min RM200, max RM1,000 per claim; outpatient treatment benefits: 10% up to max RM2,000 per claim; no deductible
RENEWABLE: —
STATUS: VERIFIED

Zurich InfiniteCare Shield RM 1,800,000

Zurich · Plan 300

LIFETIME: Unlimited
ROOM & BOARD: RM 300
CO-PAY: Deductible options: RM0/250/5,000/50,000/100,000 per rider year; waived for admission to Malaysian Government/Semi-Government Hospital
RENEWABLE: —
STATUS: VERIFIED

Zurich InfiniteCare Shield RM 3,000,000

Zurich · Plan 500

LIFETIME: Unlimited
ROOM & BOARD: RM 500
CO-PAY: Deductible options: RM250/5,000/10,000/50,000/100,000 per rider year; waived for admission to Malaysian Government/Semi-Government Hospital
RENEWABLE: —
STATUS: VERIFIED

[!] PREMIUMS ARE QUOTE-GATED — NOT PUBLISHED. GET AN OFFICIAL QUOTE FROM THE INSURER. "NOT DISCLOSED" MEANS THE SOURCE DOES NOT STATE IT; "N/A" MEANS IT DOES NOT APPLY.