MEDICAL CARD / AmMetLife Takaful
I-AM CARE
AmMetLife Takaful Berhad · Standalone medical card · 1 tiers · verified 24 Aug 2026
Plan 200 RM 100,000 annual limit
- LIFETIME
- Unlimited
- ROOM & BOARD
- RM 200
- DEDUCTIBLE
- RM 500
- CO-INS.
- 20%
- CO-PAY
- RM500 deductible per certificate year (not applicable to items 12/17/18, emergency treatment incl. accidents, and any medical treatment in Malaysian Government hospitals); no co-takaful if staying at eligible room & board; if staying at higher room & board than entitlement, bear the excess R&B rate plus 20% of other eligible benefits/expenses
- ICU
- Yes
- DAY SURG.
- Yes
- RENEWABLE
- Yes
- ENTRY AGE
- 18–50
● WAITING PERIODS
- General: 30 days
- Specified (120-day): 120 days
- Pre-existing: n/a
● SOURCE
- Verified: 24 Aug 2026
- Source: official PDS / product page
- AmMetLife Takaful i-Am Care product page + PDS (ENG, 6pp) + FAQ (6pp) + Takaful Certificate (22pp) + Schedule of Contribution (2pp) downloaded from ammetlifetakaful.com: single plan (Plan 200, RM200 R&B); OAL RM100,000; lifetime limit Unlimited; RM500 deductible per certificate year (waived for items 12/17/18, emergency incl. accidents, Malaysian Government hospital treatment); no co-takaful at eligible R&B, 20% co-takaful on other benefits if staying at higher R&B; R&B max 150 days, ICU RM300/day max 75 days; pre/post hospital 60/60 days; outpatient cancer & kidney dialysis RM40,000/yr each; organ transplant RM75,000 once per lifetime; entry age 18-50 next birthday, covered up to age 55 next birthday; guaranteed yearly renewal (contributions not guaranteed, 30 days notice); waiting 30 days general / 120 days specified illnesses / none for accidents; pre-existing conditions excluded; pay first claim later, cashless via CompuMed panel hospitals; direct/online channel (agent commission RM0 per PDS); wakalah fee RM5 + 25% of contribution; PIDM protected
Premiums are quote-gated in Malaysia. Get an official quote from AmMetLife Takaful — we never publish invented premiums.